550 3rd St NE, Hickory, NC 28601 Property Records

Catawba County property record for 550 3rd St NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,290 sqft · built 1968
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2010)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3703-20-72-8420`

Property Details

APN / Parcel Number

Primary APN	`3703-20-72-8420`
Alternative APN	`0021120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	2,160 sqft
Upper Floors Area	810 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	123 ft deep x 102 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	238 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 3RD ST NE
City	HICKORY
State	NC
Zip	28601-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT PT 6A & 7 PL 5-101
Legal Subdivision	COMBFORD PARK
Legal Lot Number	6A,7
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2013
Census Tract	10402

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 3RD ST NE, HICKORY, NC 28601-3802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2010 · Amount on Record
Deed Sale	Sep 10, 2010 · Amount on Record
Prior Sale	Jul 1, 1998 · Amount on Record
Deed Document Number	201014830
Deed Book / Page	3041 / 231
Prior Transfer Date	Sep 8, 2010
Prior Transfer Doc	0030410238
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	550 3RD ST NE, HICKORY, NC 28601-3802
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037250635
Date	Feb 22, 2022
Book Page	3725/635
Instrument	3969

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	550 3RD ST NE, HICKORY, NC 28601-3802
Document Number	0035661936
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 3RD ST NE HICKORY NC 286013802, HICKORY, NC 28601-3802

Mortgage

Document Number	0035661936
Date	Apr 21, 2020
Book Page	003566/001936
Instrument	7363

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,400 (-) Land $31,500 Building $300,900
2025	$1,325.00 (-53.3%)	$332,400 (-) Land $31,500 Building $300,900
2024	$2,837.00
2023	$2,837.00 (-2.94%)	$332,400 (+36.73%) Land $31,500 Building $300,900	$332,400 (+36.73%) Land $31,500 Building $300,900
2022	$2,923.00	$243,100 Land $31,500 Building $211,600	$243,100 Land $31,500 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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