Flathead County property record for 550 1st St, Whitefish, MT 59937
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,960 sqft · built 1956 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,241 (2026) |
| Deeds & Mortgages | Dec 2022 Sale Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0785588 |
| Primary APN | R0785588 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,960 sqft Total Area |
| 1st Floor Area | 4,960 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 6,490 sqft (0.149 acres) |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000891400 |
|---|---|
| Street Address | 550 E 1ST ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2569 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 6 |
| Legal Description | WFSH, S36, T31 N, R22 W, BLOCK 028, LOT 009, 9-10 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | WFSH |
| Legal Block | 28 |
| Legal Lot Number | 9,10 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 402 |
550 1st St, a commercial property, is owned by a company that acquired it in December 2022.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4823, WHITEFISH, MT 59937-4823 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Aug 1, 2022 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Jun 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 |
| Deed Sale | Dec 15, 2022 |
| Prior Sale | Aug 1, 2022 |
| Deed Document Number | 202230459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 15, 2022 |
| Property Address | 550 1ST ST, WHITEFISH, MT 59937-2569 |
| Document Number | 202200030459 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 202200030459 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3910 VISTA WAY STE 107, 107, OCEANSIDE, CA 92056-4513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 1, 2022 |
| Property Address | 550 1ST ST, WHITEFISH, MT 59937-2569 |
| Document Number | 202200018670 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 202200018670 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 PARKHILL DR, WHITEFISH, MT 59937-3119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 550 1ST ST, WHITEFISH, MT 59937-2569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900012640 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 201900012640 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 14, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 550 1st St was $12,241.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,241.00 | $2,218,100 | |
| 2025 | $2,218,100 Land $2,115,850 Building $102,250 | ||
| 2023 | $18,141.00 | $1,886,800 | $1,886,800 Land $1,312,875 Building $573,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 550 1st St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Vero Fiber, Western Montana CommunityTel.
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