San Luis Obispo County property record for 550 1st St, Avila Beach, CA 93424
| Property Type | Residential |
|---|---|
| Details | 4 bd · 5 ba · 3,419 sqft · built 2008 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,430,000 (Mar 2020) |
| Tax Bill | $29,398 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 076-213-003 |
| Primary APN | 076-213-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,419 sqft Gross Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 5,000 sqft (0.115 acres) |
| Sewer | Connected |
|---|
| Street Address | 550 1ST ST |
|---|---|
| City | AVILA BEACH |
| State | CA |
| Zip | 93424-3565 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | CR |
| Legal Description | TN AVILA PTN BL 5 LT 16 |
| Legal Subdivision | TOWN AVILA |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 11600 |
550 1st St, a residential property, is owned by a company that bought it in March 2020.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 6398, VISALIA, CA 93290-6398 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SUNCREST BANK |
| Mar 20, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on File |
| Deed Sale | Mar 20, 2020 · Amount on File |
| Prior Sale | Aug 29, 2003 · Amount on File |
| Deed Document Number | 202014006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 550 1ST ST, AVILA BEACH, CA 93424-3565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032562 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020032562 |
| Name | SUNCREST BANK |
|---|---|
| Type | Bank |
| Address | PORTERVILLE, CA 93257 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 20, 2020 |
| Property Address | 550 1ST ST, AVILA BEACH, CA 93424-3565 |
| Document Number | 0000014006 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 14006 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,673.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 6398 VISALIA CA 932906398, VISALIA, CA 93290-6398 |
The 2025 property tax bill for 550 1st St was $29,398.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,710,706 (+2%) Land $1,561,724 Building $1,148,982 | |
| 2025 | $29,398.00 | $2,657,555 Land $1,531,102 Building $1,126,453 |
| 2023 | $28,426.00 (+6.66%) | $2,554,361 Land $1,471,649 Building $1,082,712 |
| 2022 | $26,651.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 550 1st St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 1st St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVILA BEACH COMMUNITY SERVICES DISTRICT serves 1,630 people · EPA ID CA4000222 |
|---|---|
| Water Source | Purchased surface water from LOPEZ PROJECT |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
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