550 1st St, #113, Cedar Key, FL 32625 Property Records

Levy County property record for 550 1st St, #113, Cedar Key, FL 32625

Property Summary

Property TypeCondominium
Details560 sqft · built 1982
OwnerCompany Name on File
Tax Bill$4,327 (2024)
Deeds & MortgagesDec 2024 Sale
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN1766700000

Property Details

APN / Parcel Number

Primary APN1766700000
Alternative APN
  • 3215131766700000

Interior

Building Area560 sqft Heated Area
1st Floor Area560 sqft

Exterior

Year BuiltBuilt 1982
Construction TypeMasonry / Concrete Block

Location & Zoning

Old Parcel Number3215131766700000
Street Address550 1ST ST # 113, 113
CityCEDAR KEY
StateFL
Zip32625
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description32-15-13 THE ISLAND PLACE UNIT 113 OR BOOK 1767 PAGE 835
Legal Range13E
Legal Township15S
Legal Section32
Legal SubdivisionTHE ISLAND PLACE
Legal Unit113
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1150
Census Tract970400

Owner

550 1st St, #113 is owned by a company that acquired it in December 2024.

Source: Levy County records, as of January 2, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 687, CEDAR KEY, FL 32625-0687
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 5, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BANK OF THE OZARKS
Aug 2, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024
Deed SaleDec 31, 2024
Prior SaleAug 5, 2021 · Amount on File
Deed Document Number745282
Deed Book / Page1767 / 835
Record UpdatedJun 8, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateDec 31, 2024
Property Address550 1ST ST # 113, 113, CEDAR KEY, FL 32625
Document Number0017670835
Book / Page1767 / 835
Map ReferenceMB 192 PG 322
Instrument DateDec 15, 2024
Instrument745282
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address132 E MAIN ST, MONTEAGLE, TN 37356-3048

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 687, CEDAR KEY, FL 32625-0687

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateAug 5, 2021
Property Address550 1ST ST # 113, 113, CEDAR KEY, FL 32625
Document Number0015960670
Book / Page1596 / 670
Map ReferenceMB 192 PG 322
Instrument DateAug 2, 2021
Instrument687431
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8431 SOUTH AVE, POLAND, OH 44514-3665

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 E MAIN ST, MONTEAGLE, TN 37356-3048

Mortgage

Document Number0001596671
DateAug 5, 2021
Instrument1596/671
Lender
NameBANK OF THE OZARKS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueAug 3, 2051
Interest
Rate TypeAdjustable Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateAug 2, 2019
Property Address550 1ST ST # U113, U113, CEDAR KEY, FL 32625-5108
Document Number0015020881
Book / Page001502 / 000881
Instrument DateJul 31, 2019
Instrument655361
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8431 SOUTH AVE POLAND OH 445143665, POLAND, OH 44514-3665

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,251 Land $1 Building $106,250$106,251 Land $1 Building $106,250
2024$4,327.00 (+2.1%)
2023$4,238.00 (+15.1%)$212,500 (+25%)$212,500 (+25%) Land $1 Building $212,499
2022$3,682.00$170,000$170,000 Land $1 Building $169,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 1st St, #113 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 1st St, #113 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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