Collier County property record for 550 12th Ave S, Naples, FL 34102
| Property Type | Condominium |
|---|---|
| Details | 912 sqft · built 1974 |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (May 2023) |
| Tax Bill | $4,809 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 053200 5505A10 |
| Primary APN | 053200 5505A10 |
|---|---|
| Alternative APNs |
|
| Building Area | 912 sqft Living Area |
|---|---|
| 1st Floor Area | 912 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Condo/Apartment |
| Street Address | 550 12TH AVE S |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-8028 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GARDENIA COURT, INC A CONDOMINIUM UNIT 550 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 10 |
| Legal Subdivision | GARDENIA COURT, INC A CONDOMINIUM |
| Legal Tract | 053200 |
| Legal Block | 2 |
| Legal Lot Number | 550 |
| Legal Unit | 550 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 101 |
550 12th Ave S, a condominium, is owned by two individuals who bought it in May 2023.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 MENLO PARK RD, SCHENECTADY, NY 12309-6703 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on File |
| Deed Sale | May 30, 2023 · Amount on File |
| Prior Sale | Feb 9, 2004 · Amount on File |
| Deed Document Number | 20236409273 |
| Deed Book / Page | 6252 / 640 |
| Prior Transfer Date | May 19, 2008 |
| Prior Transfer Doc | 0043673385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 30, 2023 |
| Property Address | 550 12TH AVE S, NAPLES, FL 34102-8028 |
| Document Number | 0062520640 |
| Book / Page | 6252 / 640 |
| Map Reference | MB 602 PG 1642 |
| Instrument Date | May 24, 2023 |
| Instrument | 6409273 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6426 DAHLONEGA RD, BETHESDA, MD 20816-2102 |
| Name | Verified Name |
|---|---|
| Address | 208 MCNLO PARK ROAD, NISKAYUNA, NY 12309-6703 |
| Document Number | 0006252642 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 6252/642 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
The 2025 property tax bill for 550 12th Ave S was $4,809, down 14% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,340 (-) Building $531,340 | $531,340 (-) Building $531,340 | |
| 2025 | $4,809.00 (-13.99%) | $531,340 Building $531,340 | $531,340 Building $531,340 |
| 2024 | $5,591.00 (+23.29%) | ||
| 2023 | $4,535.00 (+4.35%) | $430,833 (+1%) | $558,700 (+10.63%) Building $558,700 |
| 2022 | $4,346.00 | $391,666 | $505,014 Building $505,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 12th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 246 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 916 units insured incl. 670 condo units |
| Nearby Flood Claims | 321 (1982–2024) |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 550 12th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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