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55 Yellow Dwarf Ln, Elgin, SC 29045 Property Records

Richland County property record for 55 Yellow Dwarf Ln, Elgin, SC 29045

Property Summary

OwnerIndividual Name on Record
Last Sale$286,865 (Apr 2024)
Tax Bill$2,523 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR31702-11-16

Property Details

APN / Parcel Number

Primary APNR31702-11-16

Interior

FlooringWood

Location & Zoning

Street Address55 YELLOW DWARF LN
CityELGIN
StateSC
Zip29045-8574
Property CategoryOther
Property TypeUnknown
Local Zoning CodePD
Legal DescriptionLOT 215 43X125X43X125 SU: ELLINGTON PH. 2 PR: RB2825-(2449-2452)
Legal SubdivisionBONDED PLAT OF ELLINGTON SUBDIVISION
Legal Phase2
Legal Lot Number43,215
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2091
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 YELLOW DWARF LN, ELGIN, SC 29045-8574
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 9, 2024Quit Claim Deed, Subdivision Related Transfer · VA Mortgage
VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024 · Amount on Record
Deed SaleApr 9, 2024 · Amount on Record
Deed Document Number202415171
Deed Book / Page2914 / 280
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateJun 29, 2026
Property Address55 YELLOW DWARF LN, ELGIN, SC 29045-8574
Document Number0000031594
Book / Page3141 / 3350
Instrument DateJun 18, 2026
Instrument202631594
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 YELLOW DWARF LN, ELGIN, SC 29045-8574

Mortgage

Document Number0000031594,
DateJun 29, 2026
Book Page3141/3350
Instrument202631594
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

April 2024: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateApr 9, 2024
Property Address55 YELLOW DWARF LN, ELGIN, SC 29045-8574
Document Number0029140280
Book / Page2914 / 280
Instrument DateApr 8, 2024
Instrument2024015171
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$746.20
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 YELLOW DWARF LN, ELGIN, SC 29045-8574

Mortgage

Document Number2024015172
DateApr 9, 2024
Instrument2024015172
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2025$2,523.00
2023Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 42% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: TRICOLINK.

Cell Coverage

5G (outdoors only) and 4G LTE

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