55 Winthrop St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 55 Winthrop St, Springfield, MA 01105

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,110 sqft · built 1910
Lot Size	0.115 acres (5,014 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (May 2017)
Tax Bill	$4,064 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12400 P:0021`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12400 P:0021`
Alternative APN	`124000021`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,110 sqft Living Area
1st Floor Area	1,381 sqft
Basement Area	174 sqft
Unfinished Basement	174 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,014 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	124000021
Street Address	55 WINTHROP ST
City	SPRINGFIELD
State	MA
Zip	01105-2003
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1009
Census Tract	801102

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 WINTHROP ST, SPRINGFIELD, MA 01105-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SPRINGFIELD, CITY OF
May 11, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Jun 24, 2010 · Amount on Record
Deed Book / Page	21677 / 163
Transfer Doc	021677-163
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	55 WINTHROP ST, SPRINGFIELD, MA 01105-2003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023789-237
Date	Mar 29, 2021
Book Page	23789/237
Instrument	20791

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 11, 2017
Property Address	55 WINTHROP ST, SPRINGFIELD, MA 01105-2003
Document Number	21677-163
Book / Page	021677 / 000163
Instrument Date	May 11, 2017
Instrument	26055
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WILLOW CIR #406 SPRINGFIELD MA 01106, 406, SPRINGFIELD, MA 01106

Mortgage

Document Number	21677-165
Date	May 11, 2017
Book Page	021677/000165
Instrument	26056

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,064.00 (-7.64%)	$262,900 (-6.31%) Land $38,500 Building $224,400	$332,601
2025	$4,400.00 (-2.24%)	$280,600 (+6.29%) Land $24,600 Building $256,000
2023	$4,501.00	$264,000 Land $21,900 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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