55 Winding Oaks Dr, Jackson, TN 38305 Property Records

Madison County property record for 55 Winding Oaks Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,542 sqft · built 2002
Lot Size	0.353 acres (15,400 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$3,224 (2022)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`057043G A 03500`

Property Details

APN / Parcel Number

Primary APN	`057043G A 03500`
Alternative APN	`043G A 03500`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,542 sqft Living Area
1st Floor Area	2,450 sqft
Upper Floors Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,400 sqft (0.353 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	153 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 WINDING OAKS DR
City	JACKSON
State	TN
Zip	38305-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: D49
Legal Subdivision	MCINTOSH PLACE
Legal Block	6
Legal Lot Number	610
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1039
Census Tract	1607

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Apr 1, 2021	Warranty Deed, Transfer
Apr 13, 2017	Deed of Trust, Mortgage COMMUNITY BANK
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU
Jun 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 20, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	21004443
Deed Book / Page	D763 / 85
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2192/1073
Date	Apr 7, 2022
Book Page	T2192/1073
Instrument	22004579

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 1, 2021
Property Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Document Number	000D763/85
Book / Page	D763 / 85
Map Reference	MB 8 PG 145
Instrument Date	Mar 30, 2021
Instrument	21004443
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003914
Date	Apr 13, 2017
Book Page	T2043/1319
Instrument	17003914

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 1, 2020

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 11, 2020
Property Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Document Number	0000005356
Book / Page	00D757 / 000715
Instrument Date	May 8, 2020
Instrument	5356
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 WINDING OAKS DR JACKSON TN 383057861, JACKSON, TN 38305-7861

Mortgage

Document Number	5357
Date	May 11, 2020
Book Page	0T2122/000714
Instrument	5357

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 28, 2019
Property Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Document Number	0000007732
Book / Page	00D752 / 000625
Instrument Date	Jun 27, 2019
Instrument	7732
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,024.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CLIFFWOOD CV JACKSON TN 383057802, JACKSON, TN 38305-7802

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jul 20, 2017
Property Address	55 WINDING OAKS DR, JACKSON, TN 38305-7861
Document Number	0000008379
Book / Page	00D741 / 000195
Instrument Date	Jul 14, 2017
Instrument	8379
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 WINDING OAKS DR JACKSON TN 383057861, JACKSON, TN 38305-7861

Mortgage

Document Number	8380
Date	Jul 20, 2017
Book Page	0T2051/000501
Instrument	8380

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,500 (-) Land $8,000 Building $84,500
2023		$92,500 Land $8,000 Building $84,500
2022	$3,224.00		$370,000 Land $32,000 Building $338,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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