55 Willow St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 55 Willow St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1968
Lot Size	0.105 acres (4,561 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Apr 2024)
Tax Bill	$9,649 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-00903-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-00903-0000-00011`
Alternative APNs	`120090300011` `07041`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	4,561 sqft (0.105 acres)
Lot Dimensions	60 ft deep x 76 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	55 WILLOW ST
City	MILLBURN
State	NJ
Zip	07041-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76X60
Legal Block	903
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	2
Census Block	2009
Census Tract	20300

Owner

Source: Essex County and Millburn Township records · APN 12-00903-0000-00011

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 WILLOW ST, MILLBURN, NJ 07041-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Mar 04, 2024 · Amount on Record
Deed Document Number	202424366
Prior Transfer Date	Dec 24, 2012
Prior Transfer Doc	0013014094
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 04, 2024
Property Address	55 WILLOW ST, MILLBURN, NJ 07041-1112
Document Number	0000012571
Instrument Date	Feb 17, 2024
Instrument	2024012571
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	VESTED LAND SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 AMANDA CT, PISCATAWAY, NJ 08854-6429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WILLOW ST, MILLBURN, NJ 07041-1112

Mortgage

Document Number	0000012572
Date	Mar 04, 2024
Instrument	2024012572

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 01, 2027
Change Frequency	3 Years
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	3-Year TN
Max Rate	12.1%

Tax Assessment & Valuation

Source: Essex County and Millburn Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,900 (-) Land $294,100 Building $183,800	$477,900 (-) Land $294,100 Building $183,800
2025	$9,649.00 (+1.88%)	$477,900 (-) Land $294,100 Building $183,800	$477,900 (-) Land $294,100 Building $183,800
2024	$9,471.00 (+2%)
2023		$477,900 Land $294,100 Building $183,800	$477,900 Land $294,100 Building $183,800
2022	$9,285.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Nearby Flood Policies	46 units insured incl. 23 condo units
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 310 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.