55 White Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 55 White Rd, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 910 sqft · built 1974
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Last Sale	$189,400 (May 2020)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R02 L:032-01`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R02 L:032-01`
Alternative APNs	`M:R02 L:032=01` `244`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	244
Street Address	55 WHITE RD
City	RICHMOND
State	ME
Zip	04357-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	32-1
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1037
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 White Rd is owned and occupied by an individual who bought it in May 2020.

Source: Sagadahoc County and Richmond Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55 WHITE RD, RICHMOND, ME 04357-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage CUSO HM LNDG
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Deed Document Number	20202020R-03118
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	55 WHITE RD, RICHMOND, ME 04357-4028
Document Number	0000003119
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WHITE RD RICHMOND ME 043574028, RICHMOND, ME 04357-4028

Mortgage

Document Number	0000003119
Date	May 12, 2020
Instrument	3119

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	55 WHITE RD, RICHMOND, ME 04357-4028
Document Number	0000007980
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WHITE RD RICHMOND ME 043574028, RICHMOND, ME 04357-4028

Mortgage

Document Number	0000007980
Date	Nov 19, 2019
Instrument	7980

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	CAMDEN, ME 04843

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 White Rd was $3,163, down 3.2% from the year before.

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,163.00 (-3.15%)	$282,400 (+104.05%) Land $83,500 Building $198,900
2024	$3,266.00	$138,400 Land $65,400 Building $73,000
2022	$2,706.00	$138,400 Land $65,400 Building $73,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 White Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 White Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Tidewater O.P.E.N. Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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