55 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 55 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1974
Lot Size	0.407 acres (17,745 sqft)
Owner	Company Name on Record
Last Sale	$211,900 (Apr 2021)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`243480A051`

Property Details

APN / Parcel Number

Primary APN	`243480A051`
Alternative APN	`2-057A-5041-00-0052.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	1,209 sqft
Basement Area	1,209 sqft
Finished Basement	605 sqft
Unfinished Basement	604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,745 sqft (0.407 acres)
Lot Dimensions	169 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	243480A051
Street Address	55 WESTBROOK DR
City	O FALLON
State	MO
Zip	63366-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WESTBROOK MANOR LOT 52
Legal Subdivision	WESTBROOK MANOR
Legal Lot Number	52
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2004
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 WESTBROOK DR, O FALLON, MO 63366-2449
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 4, 2019	Quit Claim Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	202131392
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	2021R031392
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2021
Property Address	55 WESTBROOK DR, O FALLON, MO 63366-2449
Document Number	2021R031392
Map Reference	MB 18 PG 16
Instrument Date	Mar 31, 2021
Instrument	2021R-031392
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 WESTBROOK DR, 55, O FALLON, MO 63366-2449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	55 WESTBROOK DR, O FALLON, MO 63366-2449

Mortgage

Document Number	2021R031393
Date	Apr 9, 2021
Instrument	2021R-031393

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 4, 2019
Property Address	55 WESTBROOK DR, O FALLON, MO 63366-2449
Document Number	0071742247
Book / Page	7174 / 2247
Map Reference	MB 18 PG 16
Instrument Date	Oct 23, 2019
Instrument	20191104000623460
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 SAINT CHRISTOPHER DR, 501, O FALLON, MO 63366-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WESTBROOK DR, O FALLON, MO 63366-2449

Mortgage

Document Number	20191104000623470
Date	Nov 4, 2019
Instrument	20191104000623470

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,877 (-)	$246,720 (-) Land $55,000 Building $191,720
2025	$3,022.00	$46,877 (+4.37%)	$246,720 (+4.37%) Land $55,000 Building $191,720
2023		$44,914
2022			$236,390 Land $55,000 Building $181,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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