Cumberland Town property record for 55 Wayne Dr, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,304 sqft · built 1965 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Oct 1990) |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0663-00 |
| Primary APN | 3-0663-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3-0663-00 |
|---|---|
| Street Address | 55 WAYNE DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 338 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 11403 |
Source: Cumberland Town records · APN 3-0663-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 WAYNE DR, CUMBERLAND, RI 02864-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 06, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 1990 · Amount on Record |
| Deed Sale | Oct 19, 1990 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 55 WAYNE DR, CUMBERLAND, RI 02864-3812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001957-675 |
|---|---|
| Date | Jun 06, 2023 |
| Book Page | 1957/675 |
| Instrument | 139114 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 55 WAYNE DR, CUMBERLAND, RI 02864-3812 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1886-50 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 1886/50 |
| Instrument | 123535 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,919.00 (+5.6%) | $400,900 (-) Land $155,400 Building $245,500 |
| 2023 | $4,658.00 (+3.93%) | $400,900 (+34.08%) Land $155,400 Building $245,500 |
| 2022 | $4,482.00 | $299,000 Land $122,800 Building $176,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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