55 Waterman Ave, Warwick, RI 02889 Property Records

Warwick City property record for 55 Waterman Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,738 sqft · built 1971
Lot Size	0.549 acres (23,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Sep 2023)
Tax Bill	$6,891 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31803400000`

Property Details

APN / Parcel Number

Primary APN	`31803400000`
Alternative APNs	`WARW M:318 B:0340 L:0000` `139271` `144835`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,738 sqft
Basement Area	1,658 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,934 sqft (0.549 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144835
Street Address	55 WATERMAN AVE
City	WARWICK
State	RI
Zip	02889-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	340
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1031
Census Tract	21402

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 WATERMAN AVE, WARWICK, RI 02889-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Jun 10, 2022	Warranty Deed, Transfer
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	202310195
Deed Book / Page	10389 / 313
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	55 WATERMAN AVE, WARWICK, RI 02889-1815
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010821-329
Date	Jan 13, 2026
Book Page	10821/329
Instrument	366

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 28, 2023
Property Address	55 WATERMAN AVE, WARWICK, RI 02889-1815
Document Number	010389-313
Book / Page	10389 / 313
Instrument Date	Sep 28, 2023
Instrument	10195
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WATERMAN AVE, WARWICK, RI 02889-1815

Mortgage

Document Number	0000010196
Date	Sep 28, 2023
Instrument	10196

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 10, 2022
Property Address	55 WATERMAN AVE, WARWICK, RI 02889-1815
Document Number	010153-187
Book / Page	10153 / 187
Instrument Date	Jun 9, 2022
Instrument	8454
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DREW ST, WALTHAM, MA 02453-2718

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	55 WATERMAN AVE, WARWICK, RI 02889-1815
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9526-42
Date	May 29, 2020
Book Page	9526/42
Instrument	7521

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,891.00 (-0.36%)	$542,600 (+11.33%) Land $128,300 Building $414,300
2024			$681,245
2023	$6,916.00 (+4.49%)	$487,400 (+37.92%) Land $111,500 Building $375,900
2022	$6,619.00	$353,400 Land $73,200 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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