Sagadahoc County and Phippsburg Town property record for 55 Water Cove Rd, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,008 sqft · built 1992 |
| Lot Size | 2.32 acres (101,059 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,671 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | PHIP M:017 L:026 |
| Primary APN | PHIP M:017 L:026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 101,059 sqft (2.32 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1385 |
|---|---|
| Street Address | 55 WATER COVE RD |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 26 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970700 |
55 Water Cove Rd, a single family home, is owned by two individuals.
Source: Sagadahoc County and Phippsburg Town records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 506 POPHAM RD, PHIPPSBURG, ME 04562-4719 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 55 Water Cove Rd was $5,671, up 4.8% from the year before.
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,671.00 (+4.84%) | $459,200 (-) Land $182,600 Building $276,600 |
| 2024 | $5,409.00 (+2.97%) | $459,200 (-) Land $182,600 Building $276,600 |
| 2023 | $5,253.00 (+13.04%) | $459,200 (-) Land $182,600 Building $276,600 |
| 2022 | $4,647.00 | $459,200 Land $182,600 Building $276,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 55 Water Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Water Cove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE only, no 5G reported
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