55 Ward Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 55 Ward Rd, Windham, ME 04062 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 900 sqft · built 1981
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINM M:15A B:5`

Property Details

APN / Parcel Number

Primary APN	`WINM M:15A B:5`
Alternative APNs	`15A005000000` `L3723R`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	900 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L3723R
Street Address	55 WARD RD
City	WINDHAM
State	ME
Zip	04062-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	3
Census Block	3014
Census Tract	4804

Owner

Source: Cumberland County and Windham Town records · APN WINM M:15A B:5

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 WARD RD, WINDHAM, ME 04062-4913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Recording Date	Jul 30, 2026
Property Address	55 WARD RD, WINDHAM, ME 04062-4913
Document Number	0000032016
Book / Page	42432 / 193
Instrument Date	Jul 30, 2026
Instrument	202632016
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WARD RD, WINDHAM, ME 04062-4913

Mortgage

Document Number	0000032016,
Date	Jul 30, 2026
Book Page	42432/193
Instrument	202632016

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cumberland County and Windham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,014.00 (+5.16%)	$332,800 (-) Land $129,800 Building $203,000
2024	$3,817.00 (+8.72%)	$332,800 (+6.16%) Land $129,800 Building $203,000
2023	$3,511.00 (+8.36%)	$313,500 (+12.33%) Land $120,800 Building $192,700
2022	$3,240.00	$279,100 Land $95,600 Building $183,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050048043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.