55 Walnut St, Shelby, OH 44875 Property Records

Richland County property record for 55 Walnut St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 963 sqft · built 1953
Lot Size	0.286 acres (12,449 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Apr 2006)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-149-15-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-149-15-000`
Alternative APN	`03073`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
1st Floor Area	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	12,449 sqft (0.286 acres)
Lot Dimensions	150 ft deep x 83 ft wide
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	165 sqft
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 WALNUT ST
City	SHELBY
State	OH
Zip	44875-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	728 & 8 FT VAC ALLEY TO NORTH 83 X 150 55 WALNUT ST
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2002
Census Tract	2500

Owner

55 Walnut St is owned and occupied by an individual who bought it in April 2006.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	55 WALNUT ST, SHELBY, OH 44875-1559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2006 · Amount on File
Deed Sale	Apr 3, 2006 · Amount on File
Prior Sale	May 19, 2000 · Amount on File
Deed Document Number	20065376
Deed Book / Page	1629 / 736
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	55 WALNUT ST, SHELBY, OH 44875-1559
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WALNUT ST, SHELBY, OH 44875-1559

Mortgage

Document Number	03038/2144
Date	Feb 6, 2026
Book Page	3038/2144
Instrument	202600001445

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	55 WALNUT ST, SHELBY, OH 44875-1559
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002959/126
Date	Dec 14, 2021
Book Page	2959/126
Instrument	202100017744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	55 WALNUT ST, SHELBY, OH 44875-1559
Transaction Type	Mortgage
Record Updated	Nov 23, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2660/0249
Date	Oct 29, 2018
Book Page	2660/0249
Instrument	201800012948

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Walnut St was $1,121 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+0.09%)	$30,090 (-) Land $5,730 Building $24,360
2024	$1,120.00 (-2.69%) Homeowner's exemption	$30,090 (-) Land $5,730 Building $24,360
2023	$1,151.00 (+13.96%) Homeowner's exemption	$30,090 (+27.18%) Land $5,730 Building $24,360	$85,980 Land $16,370 Building $69,610
2022	$1,010.00 Homeowner's exemption	$23,660 Land $5,490 Building $18,170
2020			$67,580 Land $15,680 Building $51,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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