55 Walnut Ln, Oakwood (Dayton), OH 45419 Property Records

Montgomery County property record for 55 Walnut Ln, Oakwood, OH 45419

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,400 sqft · built 1920
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Apr 2024)
Tax Bill	$22,824 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q71 00609 0022`

Property Details

APN / Parcel Number

Primary APN	`Q71 00609 0022`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,400 sqft Living Area
1st Floor Area	1,704 sqft
Basement Area	140 sqft
Unfinished Basement	140 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	300 sqft
Deck Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 WALNUT LN
City	OAKWOOD
State	OH
Zip	45419-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2723
Legal Subdivision	CITY/OAKWOOD REV
Legal Lot Number	22
Jurisdiction	MONTGOMERY OH
Township / Civil Division	OAKWOOD
Census Block Group	1
Census Block	1018
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dayton Country Club listed 2024 · 8 contributing resources · NRIS 100009927

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Walnut Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 WALNUT LN, OAKWOOD, OH 45419-2933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2021	Warranty Deed, Transfer PM TITLE COMPANY, M&M TITLE CO
Jun 7, 2018	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	202400018140
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	2021-00048427
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	55 WALNUT LN, OAKWOOD, OH 45419-2933
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056095
Date	Jul 26, 2021
Instrument	2021-00056095

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 28, 2021
Property Address	55 WALNUT LN, OAKWOOD, OH 45419-2933
Document Number	0000048427
Instrument Date	Jun 1, 2021
Instrument	2021-00048427
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PM TITLE COMPANY, M&M TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	55 WALNUT LN, OAKWOOD, OH 45419-2933

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 7, 2018
Property Address	55 WALNUT LN, OAKWOOD, OH 45419-2933
Document Number	0000033108
Instrument Date	May 29, 2018
Instrument	33108
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 WALNUT LN OAKWOOD OH 454192933, OAKWOOD, OH 45419-2933

Mortgage

Document Number	33109
Date	Jun 7, 2018
Instrument	33109

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Oakwood City
Unified School District	Oakwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,030 Land $72,400 Building $203,630
2024	$22,824.00 (+11.03%)
2023	$20,557.00 (+6.85%)	$276,030 (+28%) Land $72,400 Building $203,630	$788,670 Land $206,860 Building $581,810
2022	$19,240.00	$215,650 Land $56,560 Building $159,090
2020			$616,150 Land $161,610 Building $454,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Walnut Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Walnut Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKWOOD CITY PWS serves 9,572 people · EPA ID OH5701915
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile.

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