Essex County and Belleville Township property record for 55 Wallace St, Belleville, NJ 07109
| Property Type | Single Family Home |
|---|---|
| Details | 1,961 sqft · built 1887 |
| Lot Size | 0.093 acres (4,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $91,355 (Dec 2020) |
| Tax Bill | $10,505 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00505-0000-00015 |
| Primary APN | 01-00505-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,961 sqft Living Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Construction Type | Frame |
| Lot Area | 4,038 sqft (0.093 acres) |
| Lot Dimensions | 115 ft deep x 35 ft wide |
| Account Number | 00007928 |
|---|---|
| Street Address | 55 WALLACE ST |
| City | BELLEVILLE |
| State | NJ |
| Zip | 07109-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35X115.43 |
| Legal Block | 505 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14700 |
Source: Essex County and Belleville Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 8, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 2020122506 |
| Prior Transfer Date | Jun 26, 2020 |
| Prior Transfer Doc | 2020122506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 25, 2026 |
| Property Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000056341 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202656341 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000056341, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202656341 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000035292 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022035292 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 3, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2021042826 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021042826 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000108513 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 55 WALLACE ST BELLEVILLE NJ 071093543, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000108513 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 108513 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000122507 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 55 WALLACE ST BELLEVILLE NJ 071093543, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000122507 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 122507 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 8, 2020 |
| Property Address | 55 WALLACE ST, BELLEVILLE, NJ 07109-3543 |
| Document Number | 0000122506 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 122506 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | AMROCK INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 WALLACE ST BELLEVILLE NJ 071093543, BELLEVILLE, NJ 07109-3543 |
| Document Number | 122507 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 122507 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 7, 2050 |
Source: Essex County and Belleville Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Belleville Township |
| Unified School District | Belleville Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,700 (-) Land $113,100 Building $139,600 | $252,700 (-) Land $113,100 Building $139,600 | |
| 2025 | $10,505.00 (+3.08%) | $252,700 (-) Land $113,100 Building $139,600 | $252,700 (-) Land $113,100 Building $139,600 |
| 2024 | $10,191.00 (+4.73%) | ||
| 2023 | $252,700 Land $113,100 Building $139,600 | $252,700 Land $113,100 Building $139,600 | |
| 2022 | $9,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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