Herkimer County and German Flatts Town property record for 55 W River St, Ilion, NY 13357 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1900 |
| Lot Size | 0.109 acres (4,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,275 (Dec 2025) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Mar 2013 Mortgage + 3 more |
| APN | 212801 119.36-2-6 |
| Primary APN | 212801 119.36-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| 2nd Floor Area | 546 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,752 sqft (0.109 acres) |
| Lot Dimensions | 132 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3596 |
|---|---|
| Street Address | 55 W RIVER ST |
| City | ILION |
| State | NY |
| Zip | 13357-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55 W RIVER ST S R1 2G AUTO RP |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records · APN 212801 119.36-2-6
Assessment roll updated May 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 COLONIAL CIR, 4M, ILION, NY 13357-4345 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 19, 2013 | Deed of Trust, Mortgage ADIRONDACK BANK |
| Dec 19, 2025 | Deed, Transfer · Conventional Mortgage AMERICU CU |
| Dec 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICU CU |
| Jul 11, 2017 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Aug 13, 2025 · Amount on Record |
| Deed Document Number | 20255541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 55 W RIVER ST, ILION, NY 13357-1117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002022229 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-229 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 55 W RIVER ST, ILION, NY 13357-1117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001479/0000000637 |
|---|---|
| Date | Mar 19, 2013 |
| Book Page | 0000001479/0000000637 |
| Instrument | 0300177564 |
| Name | ADIRONDACK BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Dec 19, 2025 |
| Property Address | 55 W RIVER ST, ILION, NY 13357-1117 |
| Document Number | RP20255541 |
| Instrument Date | Dec 18, 2025 |
| Instrument | RP2025-5541 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 COLONIAL CIR APT 4M, 4M, ILION, NY 13357-4345 |
| Document Number | RP20255542 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | RP2025-5542 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Dec 21, 2021 |
| Property Address | 55 W RIVER ST, ILION, NY 13357-1117 |
| Document Number | 0020217278 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021-7278 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 S 3RD AVE, ILION, NY 13357-2002 |
| Document Number | 0020217279 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-7279 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 11, 2017 |
| Property Address | 55 W RIVER ST, ILION, NY 13357-1117 |
| Document Number | 0000002017/0000003596 |
| Book / Page | 0000002017 / 0000003596 |
| Instrument Date | Jun 05, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | RP20173597 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | RP2017-3597 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2047 |
Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 (-10.25%) | $46,300 (-) Land $6,500 Building $39,800 | $86,704 (-) Land $12,172 Building $74,532 |
| 2024 | $3,376.00 (+23.26%) | $46,300 (-) Land $6,500 Building $39,800 | $86,704 (+3%) Land $12,172 Building $74,532 |
| 2023 | $46,300 Land $6,500 Building $39,800 | $84,182 Land $11,818 Building $72,364 | |
| 2020 | $2,739.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 51 (1999–2013) |
| Claims Outside the SFHA | 1 of 51 |
| Most Recent Claim | Jul 2013, other causes, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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