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55 W Main St, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 55 W Main St, Bainbridge, NY 13733 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,155 sqft · built 1875
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on File
Last Sale$85,500 (Dec 1998)
Tax Bill$4,687 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN082201 265.06-2-54

Property Details

APN / Parcel Number

Primary APN082201 265.06-2-54
Alternative APNs
  • 220126506000020540000000
  • 0210814

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,155 sqft Living Area
1st Floor Area1,225 sqft
2nd Floor Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialWood
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions300 ft deep x 105 ft wide
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0210814
Street Address55 W MAIN ST
CityBAINBRIDGE
StateNY
Zip13733-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREF DEED B813 P618
Legal Block2
Legal Lot Number54.000
JurisdictionCHENANGO NY
Township / Civil DivisionBAINBRIDGE
Census Block Group2
Census Block2039
Census Tract970801

Owner

Source: Chenango County and Bainbridge Town records · APN 082201 265.06-2-54

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 W MAIN ST, BAINBRIDGE, NY 13733-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 1998 · Amount on Record
Deed SaleDec 21, 1998 · Amount on Record
Prior SaleDec 21, 1998
Deed Book / Page814 / 228
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address55 W MAIN ST, BAINBRIDGE, NY 13733-1133
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000000429
DateFeb 24, 2022
Instrument20220-00000429
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionBainbridge Town
MunicipalityBainbridge Village
Unified School DistrictBainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,687.00$107,400 (-) Land $18,400 Building $89,000$157,941 (+17.65%) Land $27,059 Building $130,882
2023$107,400 Land $18,400 Building $89,000$134,250 Land $23,000 Building $111,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chenango County (36017C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360179708012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims16 (2006–2014)
Claims Outside the SFHA12 of 16
Most Recent ClaimJun 2014, other causes
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Bainbridge Historic District
listed 1982 · 97 contributing resources · NRIS 82001095

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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