Saginaw County property record for 55 W Gloucester Dr, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1956 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,900 (Apr 2021) |
| Tax Bill | $3,128 (2025) |
| Deeds & Mortgages | May 2021 Transfer Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-4111-000 |
| Primary APN | 28-12-3-27-4111-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,202 sqft (0.349 acres) |
| Lot Dimensions | 169 ft deep x 90 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 55 W GLOUCESTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-1 |
| Legal Description | LOT 11 GRATIOT ROAD SUB-DIV. A PART OF E 1/2 OF SE 1/4 SUBJECT TO A 60 FT EASEMENT FOR MSHD R/W (M-46) SEC 27 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | GRATIOT ROAD SUBDIVISION |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 12003 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 W GLOUCESTER DR, SAGINAW, MI 48609-9458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Intrafamily Transfer, Transfer MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC |
| Apr 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on Record |
| Deed Sale | Apr 6, 2021 · Amount on Record |
| Prior Sale | Aug 16, 2016 · Amount on Record |
| Deed Document Number | 202110200 |
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 2021019877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 28, 2021 |
| Property Address | 55 W GLOUCESTER DR, SAGINAW, MI 48609-9458 |
| Document Number | 2021019877 |
| Map Reference | LB 7 PG 48 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021019877 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 W GLOUCESTER DR, SAGINAW, MI 48609-9458 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 6, 2021 |
| Property Address | 55 W GLOUCESTER DR, SAGINAW, MI 48609-9458 |
| Document Number | 2021010200 |
| Map Reference | LB 7 PG 48 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021010200 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9125 GRATIOT RD, 9125, SAGINAW, MI 48609-9626 |
| Name | Verified Name |
|---|---|
| Address | 602 E MAIN ST SE, CALEDONIA, MI 49316-9501 |
| Document Number | 2021010201 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021010201 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,000 (+15.6%) | $166,000 (+15.6%) | |
| 2025 | $3,128.00 (+21.19%) Homeowner's exemption | $71,800 (+5.74%) | $143,600 (+5.74%) |
| 2023 | $67,900 | $135,800 | |
| 2022 | $2,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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