Stephens County property record for 55 W Doyle St, Toccoa, GA 30577
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,573 sqft · built 1915 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $414,500 (Jan 2023) |
| Tax Bill | $3,600 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T19 141A |
| Primary APN | T19 141A |
|---|---|
| Alternative APN |
|
| Building Area | 4,573 sqft Total Area |
|---|---|
| 2nd Floor Area | 1,215 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Masonry |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Rolled Roofing |
| Lot Area | 2,614 sqft (0.06 acres) |
| Total Buildings | 5 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 990330 |
|---|---|
| Street Address | 55 W DOYLE ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-III |
| Legal Description | LOT 6 BLK 25 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 25 |
| Legal Lot Number | 6 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 171 VAN MAR DR, TOCCOA, GA 30577-7915 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SMALL BUSINESS ACCESS PARTNERS |
| Jan 3, 2023 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Jan 3, 2023 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Sep 12, 2019 | Loan Modification, Mortgage SOUTHERN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Prior Sale | Jun 1, 2001 · Amount on Record |
| Deed Document Number | 20232 |
| Deed Book / Page | 1319 / 172 |
| Prior Transfer Date | Oct 1, 2013 |
| Prior Transfer Doc | 0010240421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 55 W DOYLE ST, TOCCOA, GA 30577 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 55 W DOYLE ST, TOCCOA, GA 30577 |
| Document Number | 0013190000000205 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 0000001319/0000000205 |
| Instrument | 000010 |
| Name | SMALL BUSINESS ACCESS PARTNERS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 3, 2023 |
| Property Address | 55 W DOYLE ST, TOCCOA, GA 30577 |
| Document Number | 0013190172 |
| Book / Page | 1319 / 172 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 2023-000002 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 VAN MAR DR, TOCCOA, GA 30577-7915 |
| Document Number | 0013190000000174 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 0000001319/0000000174 |
| Name | PINNACLE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 3, 2023 |
| Property Address | 55 W DOYLE ST, TOCCOA, GA 30577 |
| Document Number | 0013190172 |
| Book / Page | 1319 / 172 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 2023-000002 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 VAN MAR DR, TOCCOA, GA 30577-7915 |
| Document Number | 0001319174 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 1319/174 |
| Name | PINNACLE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 55 W DOYLE ST, TOCCOA, GA 30577 |
| Document Number | 0011880460 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 E TUGALO ST #101 TOCCOA GA 305772183, 101, TOCCOA, GA 30577-2183 |
| Document Number | 0011880460 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 001188/000460 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | CLARKESVILLE, GA 30523 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 15, 2024 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,600.00 (-1.34%) | $103,186 (-) Land $5,960 Building $97,226 | $257,964 (-) Land $14,900 Building $243,064 |
| 2023 | $3,649.00 | $103,186 (-) Land $5,960 Building $97,226 | $257,964 (-) Land $14,900 Building $243,064 |
| 2022 | $3,649.00 | $103,186 Land $5,960 Building $97,226 | $257,964 Land $14,900 Building $243,064 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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