55 W 5th St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 55 W 5th St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 2,010 sqft · built 1893
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jan 2017)
Tax Bill	$2,163 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Mortgage + 1 more
APN	`060300 79.18-3-21`

Property Details

APN / Parcel Number

Primary APN	`060300 79.18-3-21`
Alternative APNs	`03000790180003021000` `030049230`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,010 sqft Living Area
1st Floor Area	1,046 sqft
2nd Floor Area	964 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030049230
Street Address	55 W 5TH ST
City	DUNKIRK
State	NY
Zip	14048-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	40 X 90 RES; OLD APN: 060300 46-2-2
Legal Block	3
Legal Lot Number	21.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2023
Census Tract	35600

Owner

55 W 5th St is owned and occupied by an individual who bought it in January 2017.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	55 W 5TH ST, DUNKIRK, NY 14048-2032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage M&T BANK NA
Jan 20, 2017	Deed of Trust, Mortgage M&T BANK NA
Jan 20, 2017	Intrafamily Transfer, Transfer NOT AVAILABLE, R. TIMOTHY EADES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	May 2, 2007 · Amount on File
Deed Book / Page	2017 / 1286
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	55 W 5TH ST, DUNKIRK, NY 14048-2032
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017001281
Date	Jan 20, 2017
Instrument	MT2017001281

Lender

Name	M&T BANK NA

Agreement

Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	55 W 5TH ST, DUNKIRK, NY 14048-2032
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017001280
Date	Jan 20, 2017
Instrument	MT2017001280

Lender

Name	M&T BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jan 20, 2017
Property Address	55 W 5TH ST, DUNKIRK, NY 14048-2032
Document Number	0000002017/0000001286
Book / Page	0000002017 / 0000001286
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, R. TIMOTHY EADES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 W 5TH ST, DUNKIRK, NY 14048-2032

Tax Assessment & Valuation

The 2026 property tax bill for 55 W 5th St was $2,163, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,163.00 (+3.34%)
2025	$2,093.00	$52,000 Land $1,900 Building $50,100	$118,182 Land $4,318 Building $113,864
2023		$52,000 (-) Land $1,900 Building $50,100	$94,545 (+14.54%) Land $3,455 Building $91,090
2022	Additional exemption filed	$52,000 Land $1,900 Building $50,100	$82,540 Land $3,016 Building $79,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 55 W 5th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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