Worcester County and Gardner City property record for 55 Union St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,178 sqft · built 1840 |
| Lot Size | 0.37 acres (16,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $40 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R12 B:3 L:6 |
| Primary APN | GARD M:R12 B:3 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 3,775 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 16,106 sqft (0.37 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 55 UNION ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 707100 |
Source: Worcester County and Gardner City records · APN GARD M:R12 B:3 L:6
Assessment roll updated April 14, 2026 · Last verified April 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 UNION ST, GARDNER, MA 01440-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2004 |
| Deed Sale | May 10, 2004 |
| Deed Document Number | 200481242 |
| Deed Book / Page | 33559 / 85 |
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40.00 (-99.02%) | $281,800 (+3.07%) Land $72,200 Building $209,600 | $427,405 |
| 2024 | $4,098.00 (+1.46%) | $273,400 (+9.19%) Land $65,700 Building $207,700 | |
| 2023 | $4,039.00 | $250,400 Land $64,800 Building $185,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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