55 Union Ave, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 55 Union Ave, Harrison, NY 10528

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,178 sqft · built 1955
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$762,500 (Jun 2014)
Tax Bill$22,437 (2026)
Deeds & MortgagesApr 2021 Refinance
Apr 2021 Mortgage
Flood ZoneZone AE (high risk)
APN552801 0441.-81

Property Details

APN / Parcel Number

Primary APN552801 0441.-81
Alternative APNs
  • 5528000004410000081
  • 000027130

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,178 sqft Living Area
1st Floor Area2,120 sqft
2nd Floor Area1,058 sqft
Upper Floors Area862 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area19,166 sqft (0.44 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area734 sqft
Patio Area485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000027130
Street Address55 UNION AVE
CityHARRISON
StateNY
Zip10528-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1/3
Legal SubdivisionSUBDIVISIN OF A PRORTION SECITION 2
Legal Lot Number81
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group1
Census Block1026
Census Tract8500

Owner

55 Union Ave is owned and occupied by two individuals who bought it in June 2014.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address55 UNION AVE, HARRISON, NY 10528-2013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MLD MORTGAGE
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2014 · Amount on File
Deed SaleJun 10, 2014 · Amount on File
Deed Document Number2014541353491
Prior Transfer DateApr 27, 2006
Prior Transfer Doc0461950962
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address55 UNION AVE, HARRISON, NY 10528-2013
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0611183900
DateApr 29, 2021
Instrument611183900
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueApr 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address55 UNION AVE, HARRISON, NY 10528-2013
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyPRIMETIME TITLE AGENCY LLC, PRIME TIME TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0611183898
DateApr 29, 2021
Instrument611183898
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 55 Union Ave was $22,437, up 46.9% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,437.00 (+46.88%)
2025$15,276.00$13,350 (-) Land $2,800 Building $10,550$1,150,862 (-2.59%) Land $241,379 Building $909,483
2024$13,350 (-) Land $880 Building $12,470$1,181,416 (+3.54%) Land $77,876 Building $1,103,540
2023$13,350 Land $880 Building $12,470$1,141,026 Land $75,214 Building $1,065,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Union Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims195 (1978–2024)
Claims Outside the SFHA67 of 195
Most Recent ClaimMar 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 27 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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