55 Tram Dr, Oxford, CT 06478 Property Records

Oxford Town property record for 55 Tram Dr, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,056 sqft · built 2001
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Feb 2026)
Tax Bill	$10,170 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29 69 MM 11`

Property Details

APN / Parcel Number

Primary APN	`29 69 MM 11`
Alternative APNs	`OXFD M:29 B:69 L:MM-11` `OXFO M:29 B:69 L:MM-11` `M0238613`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,056 sqft Living Area
Gross Area	7,877 sqft
Basement Area	1,847 sqft
Unfinished Basement	1,847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	M0238613
Street Address	55 TRAM DR
City	OXFORD
State	CT
Zip	06478-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	69
Legal Lot Number	MM-11
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2002
Census Tract	346101

Owner

55 Tram Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 TRAM DR, OXFORD, CT 06478-1845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWTOWN SAVINGS BANK
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit NUTMEG ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	May 15, 2000 · Amount on File
Deed Document Number	2026
Deed Book / Page	483 / 464
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Feb 11, 2026
Property Address	55 TRAM DR, OXFORD, CT 06478-1845
Document Number	000483-464
Book / Page	483 / 464
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1304720014
Date	Feb 11, 2026
Instrument	1304720014

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	55 TRAM DR, OXFORD, CT 06478-1845
Document Number	418-1082
Book / Page	000418 / 001082
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TRAM DR OXFORD CT 064781845, OXFORD, CT 06478-1845

Mortgage

Document Number	418-1082
Date	Sep 20, 2017
Book Page	000418/001082
Instrument	92275

Lender

Name	NUTMEG ST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Sep 19, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 55 Tram Dr was $10,170, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,170.00 (+2.7%)	$494,900 (-) Land $86,030 Building $408,870	$823,241 (+137.64%)
2025	$9,903.00	$494,900 Land $86,030 Building $408,870	$346,430 Land $60,221 Building $286,209
2024	$9,903.00 (+14.66%)
2023	$8,637.00	$352,400 Land $94,200 Building $258,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55 Tram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Tram Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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