55 Tracey St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 55 Tracey St, Peabody, MA 01960

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,184 sqft · built 1880
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Sep 2021)
Tax Bill	$6,334 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0076 B:0022`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0076 B:0022`
Alternative APN	`9582`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,600 sqft (0.106 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9582
Street Address	55 TRACEY ST
City	PEABODY
State	MA
Zip	01960-4451
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Block	22
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	1
Census Block	1001
Census Tract	210800

Owner

55 Tracey St, a triplex, is owned and occupied by an individual who bought it in September 2021.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	55 TRACEY ST, PEABODY, MA 01960-4451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Deed Book / Page	40318 / 540
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Sep 27, 2021
Property Address	55 TRACEY ST, PEABODY, MA 01960-4451
Document Number	040318-540
Book / Page	40318 / 540
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TRACEY ST, PEABODY, MA 01960-4451

Mortgage

Document Number	0040318542
Date	Sep 27, 2021
Instrument	40318/542

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Tracey St was $6,334, up 6.1% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,334.00 (+6.11%)	$668,900 (+3.77%) Land $214,500 Building $454,400
2025	$5,969.00 (+7.94%)	$644,600 (+6.3%) Land $198,600 Building $446,000
2024	$5,530.00 (+11.69%)	$606,400 (+16.59%) Land $198,600 Building $407,800
2023	$4,951.00	$520,100 Land $172,700 Building $347,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 Tracey St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2001–2011)
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Tracey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20