55 Towpath Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 55 Towpath Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,114 sqft · built 1972
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Nov 2019)
Tax Bill	$9,391 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:70 B:31 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:70 B:31 L`
Alternative APNs	`CSHR M:70 B:31 L` `720300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	720300
Street Address	55 TOWPATH LN
City	CHESHIRE
State	CT
Zip	06410-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	31
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1004
Census Tract	343400

Owner

55 Towpath Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 TOWPATH LN, CHESHIRE, CT 06410-3355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Feb 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Nov 21, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Sep 25, 2017	Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	20192019003775
Deed Book / Page	2926 / 48
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	55 TOWPATH LN, CHESHIRE, CT 06410-3355
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003022-59
Date	Feb 16, 2021
Book Page	3022/59
Instrument	2021000660

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	55 TOWPATH LN, CHESHIRE, CT 06410-3355
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3022-59
Date	Feb 16, 2021
Book Page	3022/59
Instrument	2021000660

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Nov 21, 2019
Property Address	55 TOWPATH LN, CHESHIRE, CT 06410-3355
Document Number	2926-48
Book / Page	002926 / 000048
Instrument Date	Nov 14, 2019
Instrument	3775
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TOWNPATH LN CHESHIRE CT 06410, CHESHIRE, CT 06410

Mortgage

Document Number	2926-51
Date	Nov 21, 2019
Book Page	002926/000051
Instrument	3776

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Sep 25, 2017
Property Address	55 TOWPATH LN, CHESHIRE, CT 06410-3355
Document Number	2818-318
Book / Page	2818 / 318
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28180320
Date	Sep 25, 2017
Instrument	02818/0320

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 55 Towpath Ln was $9,391, up 5.4% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,391.00 (+5.45%)	$299,460 (-) Land $98,280 Building $201,180	$586,838 (+179.95%)
2025	$8,906.00	$299,460 Land $98,280 Building $201,180	$209,622 Land $68,796 Building $140,826
2024	$8,906.00 (+12.19%)
2023	$7,938.00 (+2.24%)	$226,220 (-) Land $98,300 Building $127,920
2022	$7,764.00	$226,220 Land $98,300 Building $127,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Towpath Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Towpath Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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