55 Tower Dr, Oneonta, NY 13820 Property Records

Delaware County and Davenport Town property record for 55 Tower Dr, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,620 sqft · built 2007
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on Record
Last Sale$132,500 (Aug 2017)
Tax Bill$4,184 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN122600 32.-1-30

Property Details

APN / Parcel Number

Primary APN122600 32.-1-30
Alternative APNs
  • 26000320000001030000
  • 05800504008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area871,200 sqft (20 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number05800504008
Street Address55 TOWER DR
CityONEONTA
StateNY
Zip13820-9076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRANKLIN P LOT 21
Legal Block1
Legal Lot Number30.000
JurisdictionDELAWARE NY
Township / Civil DivisionDAVENPORT
Census Block Group2
Census Block2101
Census Tract970102

Owner

Source: Delaware County and Davenport Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address55 TOWER DR, ONEONTA, NY 13820-9076
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleMay 19, 2016 · Amount on Record
Deed Book / Page1528 / 265
Prior Transfer DateMar 15, 2016
Prior Transfer Doc0000001485/000000014
Record UpdatedOct 29, 2026

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE NY
Recording DateAug 3, 2017
Property Address55 TOWER DR, ONEONTA, NY 13820-9076
Document Number0000001528/0000000265
Book / Page0000001528 / 0000000265
Instrument DateJul 27, 2017
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyNOT AVAILABLE, KOTTMEIER GREGORY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 BACHLER RD, EAST MEREDITH, NY 13757-1018
InvestorPossibly a Property Investor

Mortgage

Document Number0000002093/0000000253
DateAug 3, 2017
Book Page0000002093/0000000253
Instrument000000005545
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term353 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Delaware County and Davenport Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionDavenport Town
Unified School DistrictFranklin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,184.00 (+1.73%)
2025$4,113.00 (+161.64%)$99,796 (-) Land $29,328 Building $70,468$210,097 (+14.31%) Land $61,743 Building $148,354
2023$99,796 (-) Land $29,328 Building $70,468$183,800 (+11.6%) Land $54,015 Building $129,785
2022$99,796 Land $29,328 Building $70,468$164,700 Land $48,402 Building $116,298
2021$1,572.00 (-58.2%)
2020$3,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delhi Telephone Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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