55 Third Ave, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 55 Third Ave, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1965
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Aug 2011)
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 127.83-03-15`

Property Details

APN / Parcel Number

Primary APN	`351200 127.83-03-15`
Alternative APNs	`120012708300030150000000` `7174`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7174
Street Address	55 THIRD AVE
City	OSWEGO
State	NY
Zip	13126-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	21602

Owner

Source: Oswego County and Oswego City records · APN 351200 127.83-03-15

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 THIRD AVE, OSWEGO, NY 13126-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2011 · Amount on Record
Deed Sale	Aug 03, 2011 · Amount on Record
Prior Sale	Aug 03, 2011 · Amount on Record
Deed Document Number	20116960
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	55 THIRD AVE, OSWEGO, NY 13126-1801
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007886
Date	Aug 18, 2017
Instrument	R-2017-007886

Lender

Name	OSWEGO TEACHERS EMPLOYEES FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Sep 10, 2037

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,185.00	$176,000 (+6%) Land $21,600 Building $154,400	$176,000 (+32.8%) Land $21,600 Building $154,400
2023		$110,000 Land $22,000 Building $88,000	$132,530 Land $26,506 Building $106,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 5% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.