Erie County and Lancaster Town property record for 55 Terrell St, Depew, NY 14043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,650 sqft · built 1965 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,500 (Jul 2012) |
| Tax Bill | $7,568 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145201 104.07-3-12 |
| Primary APN | 145201 104.07-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 1,026 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 55 TERRELL ST |
|---|---|
| City | DEPEW |
| State | NY |
| Zip | 14043-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SC10 2186 2O 5O X 1OO |
| Legal Subdivision | HOLLAND LAND COMPANYS |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14501 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| Nov 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 30, 2020 | Deed of Trust, Mortgage · Line of Credit LANCASTER-DEPEW FCU |
| Oct 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2012 · Amount on Record |
| Deed Sale | Jul 3, 2012 · Amount on Record |
| Prior Sale | May 23, 2005 · Amount on Record |
| Deed Document Number | 2012152206 |
| Deed Book / Page | 11225 / 6976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0141735438 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 14173/5438 |
| Instrument | 2025164585 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Address | CLARENCE, NY 14031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0140759541 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 14075/9541 |
| Instrument | 2022223126 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139492194 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 13949/2194 |
| Instrument | 2020123919 |
| Name | LANCASTER-DEPEW FCU |
|---|---|
| Type | Credit Union |
| Address | DEPEW, NY 14043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 55 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0139587932 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 13958/7932 |
| Instrument | 2020167623 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Aug 1, 2042 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Depew Village |
| Unified School District | Depew Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,568.00 (+361.46%) Homeowner's exemption | ||
| 2025 | $1,640.00 (-76.11%) | $183,000 (-) Land $16,000 Building $167,000 | $285,938 (+12.49%) Land $25,000 Building $260,938 |
| 2024 | $6,866.00 Homeowner's exemption | $183,000 (-) Land $16,000 Building $167,000 | $254,200 (+4.18%) Land $22,225 Building $231,975 |
| 2023 | Homeowner's exemption | $183,000 Land $16,000 Building $167,000 | $244,000 Land $21,333 Building $222,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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