55 SW Cabana Point Cir, Stuart, FL 34994 Property Records

Martin County property record for 55 SW Cabana Point Cir, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 874 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Apr 2023)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-38-41-004-000-0037.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`16-38-41-004-000-0037.0-8-0000`
Alternative APNs	`16-38-41-004-000-00370-8` `28085`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	874 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	322 sqft
Porch	Enclosed Concrete/Masonry Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28085
Street Address	55 SW CABANA POINT CIR
City	STUART
State	FL
Zip	34994-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CABANA POINT UNREC LOT 37 (LESS N 10) OR 358/306 & A 1/47 INT IN PRIVATE RD & LOT 2 PER O.R. 731/2140
Legal Range	41E
Legal Township	38S
Legal Section	16
Legal Subdivision	CABANA POINT
Legal Block	2
Legal Lot Number	37,2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2002
Census Tract	702

Owner

55 SW Cabana Point Cir is owned and occupied by two individuals who bought it in April 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 SW CABANA POINT CIR, STUART, FL 34994-4802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Dec 19, 2002 · Amount on File
Deed Document Number	20233011311
Deed Book / Page	3369 / 1135
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	55 SW CABANA POINT CIR, STUART, FL 34994-4802
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SW CABANA POINT CIR, STUART, FL 34994-4802

Mortgage

Document Number	0035250304
Date	Oct 3, 2025
Book Page	3525/304
Instrument	3150064

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 13, 2023
Property Address	55 SW CABANA POINT CIR, STUART, FL 34994-4802
Document Number	0033691135
Book / Page	3369 / 1135
Map Reference	MB 99 PG 71
Instrument Date	Apr 12, 2023
Instrument	3011311
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6021SW SW KANNER HWY, INDIANTOWN, FL 34956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SW CABANA POINT CIR, STUART, FL 34994-4802

Mortgage

Document Number	0033691138
Date	Apr 13, 2023
Instrument	3369/1138

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 55 SW Cabana Point Cir was $3,333 with a homeowner's exemption, down 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (-0.36%) Additional exemption filed	$223,974	$324,330 Land $135,000 Building $189,330
2024	$3,345.00 (+15.58%)
2023	$2,894.00 (+5.85%) Additional exemption filed	$176,038 (+8.22%)	$244,300 (+1.68%) Land $135,000 Building $109,300
2022	$2,734.00 Homeowner's exemption	$162,665	$240,260 Land $149,350 Building $90,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 SW Cabana Point Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 SW Cabana Point Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Verizon.

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