55 Surrey Dr, Dover, DE 19904 Property Records

Kent County property record for 55 Surrey Dr, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2001
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Tax Bill	$2,021 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-00-065.00-01-13.06-000`

Property Details

APN / Parcel Number

Primary APN	`2-00-065.00-01-13.06-000`
Alternative APNs	`ED00065.000113.06/000` `60916` `66713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	104,544 sqft (2.4 acres)
Lot Width	1.4 ft Width
View / Lot	Major Street/Thoroughfare
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	174 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	66713
Street Address	55 SURREY DR
City	DOVER
State	DE
Zip	19904-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	S.SD.CENTRAL CHURCH RD., 2.37 A. 55 SURREY DRIVE
Legal Subdivision	LAND SITUATE
Legal Lot Number	2A
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2007
Census Tract	41804

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 SURREY DR, DOVER, DE 19904-4773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Mar 20, 2024	Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC
Oct 12, 2022	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 30, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 2, 2018	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
May 23, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022
Deed Sale	Oct 12, 2022
Deed Document Number	2022462225
Deed Book / Page	12202 / 1
Prior Transfer Date	Oct 4, 2022
Prior Transfer Doc	0000462225
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Apr 20, 2026
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Document Number	0000534315
Book / Page	14145 / 16
Instrument Date	Mar 20, 2026
Instrument	2026534315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SURREY DR, DOVER, DE 19904-4773

Mortgage

Document Number	0000534315,
Date	Apr 20, 2026
Book Page	14145/16
Instrument	2026534315

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SURREY DR, DOVER, DE 19904-4773

Mortgage

Document Number	0000490342
Date	Mar 20, 2024
Book Page	12909/108
Instrument	2024-490342

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Oct 12, 2022
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Document Number	0000462225
Book / Page	12202 / 1
Instrument Date	Oct 4, 2022
Instrument	2022-462225
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SURREY DR, 55, DOVER, DE 19904-4773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SURREY DR, DOVER, DE 19904-4773

Mortgage

Document Number	0000462226
Date	Oct 12, 2022
Instrument	2022-462226

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000378928
Date	Jan 30, 2020
Book Page	10008/59
Instrument	2020-378928

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337986
Date	Apr 2, 2018
Book Page	9060/141
Instrument	2018-337986

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SURREY DR, DOVER, DE 19904-4773

Mortgage

Document Number	0000401809
Date	Dec 2, 2020
Book Page	10602/51
Instrument	2020-401809

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	55 SURREY DR, DOVER, DE 19904-4773
Document Number	0000320072
Book / Page	008646 / 000258
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SURREY DR DOVER DE 199044773, DOVER, DE 19904-4773

Mortgage

Document Number	0000320072
Date	Jun 7, 2017
Book Page	008646/000258
Instrument	320072

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,021.00 (+7.39%)	$401,900 (-) Land $130,600 Building $271,300
2025	$1,882.00 (+22.85%)	$401,900 (+680.39%) Land $130,600 Building $271,300
2023	$1,532.00	$51,500 Land $10,300 Building $41,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 67% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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