55 Surfwatch Dr, Johns Island, SC 29455 Property Records

Charleston County property record for 55 Surfwatch Dr, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,877 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	Trust Name on File
Last Sale	$1,215,000 (Jun 2020)
Tax Bill	$14,765 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`207-07-00-029`

Property Details

APN / Parcel Number

Primary APN	`207-07-00-029`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,877 sqft Living Area
1st Floor Area	2,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	144 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	370 sqft
Patio Area	370 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	55 SURFWATCH DR
City	JOHNS ISLAND
State	SC
Zip	29455-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MIDDLEWOODS WEST (411) DESCRIPTION -LT 55 OF TRACT 11 BLK 3
Legal Subdivision	MIDDLEWOODS WEST (411)
Legal Tract	11
Legal Block	3
Legal Lot Number	55
Jurisdiction	CHARLESTON SC
Township / Civil Division	KIAWAH ISLAND-SEABROOK ISLAND
Census Block Group	2
Census Block	2000
Census Tract	2104

Owner

55 Surfwatch Dr is held in a trust since June 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	4634 WILKIN CT, NEW ALBANY, OH 43054-8902
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Grant Deed, Transfer WELLS FARGO BK
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Book / Page	891 / 334
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	0699/0562
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 18, 2020
Property Address	55 SURFWATCH DR, KIAWAH ISLAND, SC 29455-5617
Document Number	0891/0334
Book / Page	000891 / 000334
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4634 WILKIN CT NEW ALBANY OH 430548902, NEW ALBANY, OH 43054-8902

Mortgage

Document Number	891/0335
Date	Jun 18, 2020
Book Page	000891/000335

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 20, 2018
Property Address	55 SURFWATCH DR, KIAWAH ISLAND, SC 29455-5617
Document Number	0699/0562
Book / Page	000699 / 000562
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$118.82
Amount Accuracy	Confirmed
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	616 S ORANGE AVE #7E MAPLEWOOD NJ 070401041, 7E, MAPLEWOOD, NJ 07040-1041

Tax Assessment & Valuation

The 2025 property tax bill for 55 Surfwatch Dr was $14,765, up 10.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Kiawah Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,765.00 (+10.7%)	$1,047,937 (+1,816.49%) Land $345,000 Building $702,937	$2,064,900 Land $590,300 Building $1,474,600
2024	$13,338.00	$54,680
2022	$12,392.00	$54,680	$1,215,000 Land $400,000 Building $815,000
2020			$1,215,000 Land $400,000 Building $815,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Surfwatch Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 913 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,060 units insured incl. 1,147 condo units
Nearby Flood Claims	184 (1989–2023)
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Irma, Sep 2017 · 45 claims Severe Storms And Flooding, Oct 2015 · 46 claims Hurricane Hugo, Sep 1989 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Surfwatch Dr is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIAWAH ISLAND UTILITY serves 9,550 people · EPA ID SC1010008
Water Source	Purchased surface water from ST JOHN'S WATER
Last State Inspection	Feb 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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