Essex County and Fairfield Township property record for 55 Sunset Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 3,478 sqft · built 2003 |
| Lot Size | 0.353 acres (15,390 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,131 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01903-0000-00004-04 |
| Primary APN | 07-01903-0000-00004-04 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,478 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 15,390 sqft (0.353 acres) |
| Account Number | 00003351 |
|---|---|
| Street Address | 55 SUNSET RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 15390 SQ FT |
| Legal Block | 1903 |
| Legal Lot Number | 4.4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 SUNSET RD, FAIRFIELD, NJ 07004-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 6, 2026 |
| Property Address | 55 SUNSET RD, FAIRFIELD, NJ 07004-3828 |
| Document Number | 0000044072 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202644072 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 55 SUNSET RD, FAIRFIELD, NJ 07004-3828 |
| Document Number | 0000044072, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202644072 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 28, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $823,200 (-) Land $339,000 Building $484,200 | $823,200 (-) Land $339,000 Building $484,200 | |
| 2025 | $17,131.00 (-2.57%) | $823,200 (-) Land $339,000 Building $484,200 | $823,200 (-) Land $339,000 Building $484,200 |
| 2024 | $17,583.00 (+6.64%) | ||
| 2023 | $823,200 Land $339,000 Building $484,200 | $823,200 Land $339,000 Building $484,200 | |
| 2022 | $16,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 4 condo units |
| Nearby Flood Claims | 84 (1978–2023) |
| Claims Outside the SFHA | 5 of 84 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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