55 Sunfish St, Destin, FL 32541 Property Records

Okaloosa County property record for 55 Sunfish St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details8 bd · 8 ba · 5,465 sqft · built 2016
Lot Size0.224 acres (9,750 sqft)
OwnerCompany Name on File
Last Sale$2,900,000 (Jan 2017)
Tax Bill$41,735 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-060-9164-8

Property Details

APN / Parcel Number

Primary APNC56-001-060-9164-8
Alternative APNs
  • 00-2S-22-3200-0000-0020
  • 22S200320000000020

Interior

Bedrooms8 Beds
Full Baths8 Baths
Stories3 Stories
Building Area5,465 sqft Living Area
Gross Area9,620 sqft
1st Floor Area1,507 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,750 sqft (0.224 acres)
Garage TypeAttached
Garage Area672 sqft
PorchFinished/Open Porch
Porch Area221 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address55 SUNFISH ST
CityDESTIN
StateFL
Zip32541-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKOKOMO SANDS LOT 2
Legal SubdivisionKOKOMO SANDS
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1023
Census Tract23308

Owner

55 Sunfish St is owned by a company that bought it in January 2017.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing Address7430 INDUSTRIAL RD, FLORENCE, KY 41042-2982
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA
Jan 10, 2017Warranty Deed, Transfer
BRANCH BK&TR
Jan 10, 2017Quit Claim Deed
AQUA TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2017 · Amount on File
Deed SaleJan 10, 2017 · Amount on File
Deed Document Number20173111524
Deed Book / Page3283 / 1078
Prior Transfer DateJan 6, 2017
Prior Transfer Doc0032831076
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 25, 2022
Property Address55 SUNFISH ST, DESTIN, FL 32541-3728
Document Number0036393652
Book / Page3639 / 3652
Map ReferenceMB 26 PG 89
Instrument DateAug 23, 2022
Instrument3574228
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyEMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1705, PRAIRIEVILLE, LA 70769-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address7430 INDUSTRIAL RD, FLORENCE, KY 41042-2982

Mortgage

Document Number0036393654
DateAug 25, 2022
Book Page3639/3654
Instrument3574229
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 10, 2017
Property Address55 SUNFISH ST, DESTIN, FL 32541-3728
Document Number0032831078
Book / Page003283 / 001078
Instrument DateJan 6, 2017
Instrument3111524
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyAQUA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7911 BATTURE DR SHREVEPORT LA 711152989, SHREVEPORT, LA 71115-2989

Mortgage

Document Number32831080,
DateJan 10, 2017
Book Page003283/001080
Instrument3111525
Lender
NameBRANCH BK&TR
TypeBank
Address223 NASH ST W, WILSON, NC 27893-3801
Agreement
AmountAmount on Record
Term360 Months
DueJan 9, 2047

January 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJan 10, 2017
Property Address55 SUNFISH ST, DESTIN, FL 32541-3728
Document Number0032831076
Book / Page003283 / 001076
Instrument DateJan 6, 2017
Instrument3111523
Record UpdatedJan 24, 2017
Title CompanyAQUA TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address1159 TROON DR N MIRAMAR BEACH FL 325504595, MIRAMAR BEACH, FL 32550-4595

Tax Assessment & Valuation

The 2025 property tax bill for 55 Sunfish St was $41,735.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,735.00$3,523,905 Land $566,284 Building $2,957,621$3,523,905 Land $566,284 Building $2,957,621
2023$44,196.00 (+31.51%)$3,699,656 (+22.53%) Land $513,822 Building $3,185,834$3,699,656 (+22.53%) Land $513,822 Building $3,185,834
2022$33,606.00$3,019,429 Land $467,111 Building $2,552,318$3,019,429 Land $467,111 Building $2,552,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Sunfish St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Sunfish St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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