Essex County and Salem City property record for 55 Summit St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,218 sqft · built 1966 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $690,000 (Mar 2026) |
| Tax Bill | $5,666 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:15 L:0532 |
| Primary APN | SALE M:15 L:0532 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 1,976 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,002 sqft (0.184 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 55 SUMMIT ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 532 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 204702 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 11, 2026 | Quit Claim Deed, Transfer NEW FED MORTGAGE CORP |
| Jul 17, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance ALFE INVESTMENTS LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2025 · Amount on Record |
| Deed Book / Page | 43267 / 37 |
| Prior Transfer Date | Feb 27, 2026 |
| Prior Transfer Doc | 0043267-37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039971-557 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 39971/557 |
| Instrument | 20210611004490 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Mar 11, 2026 |
| Property Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Document Number | 0043267-37 |
| Book / Page | 43267 / 37 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2520 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Document Number | 0000002530 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2530 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Jul 17, 2025 |
| Property Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Document Number | 042836-446 |
| Book / Page | 42836 / 446 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 20250717004110 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WINTHROP AVE # 2, 2, MARBLEHEAD, MA 01945-1630 |
| Document Number | 20250717004120 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 20250717004120 |
| Name | ALFE INVESTMENTS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37990-233 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 37990/233 |
| Instrument | 20191101000370 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38738-380 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 38738/380 |
| Instrument | 20200722003840 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 55 SUMMIT ST, SALEM, MA 01970-1251 |
| Document Number | 37291-481 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 55 SUMMIT ST SALEM MA 019701251, SALEM, MA 01970-1251 |
| Document Number | 37291-481 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 037291/000481 |
| Instrument | 190125110 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2049 |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,666.00 (-6.52%) | $525,600 (-1.67%) Land $232,800 Building $291,800 | $666,785 (+37.52%) |
| 2025 | $6,061.00 (-0.02%) | $534,500 (+2.45%) Land $217,500 Building $317,000 | $484,880 |
| 2024 | $6,062.00 (+3.85%) | $521,700 (+11.81%) Land $205,300 Building $316,400 | |
| 2023 | $5,837.00 | $466,600 Land $186,900 Building $279,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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