55 Summit Ave, Chelsea, MA 02150 Property Records

Suffolk County and Chelsea City property record for 55 Summit Ave, Chelsea, MA 02150

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 1,020 sqft · built 1920
Lot Size0.137 acres (5,954 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Oct 2016)
Tax Bill$7,526 (2026)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNCHEL M:074 P:003

Property Details

APN / Parcel Number

Primary APNCHEL M:074 P:003
Alternative APNs
  • CSEA M:074 P:003
  • 55730014

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area1,020 sqft Living Area
Gross Area4,158 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,954 sqft (0.137 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number55730014
Street Address55 SUMMIT AVE
CityCHELSEA
StateMA
Zip02150-2116
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionCHELSEA MA
Township / Civil DivisionCHELSEA
Census Block Group3
Census Block3003
Census Tract160601

Owner

55 Summit Ave, a duplex, is owned and occupied by two individuals who bought it in October 2016.

Source: Suffolk County and Chelsea City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address55 SUMMIT AVE, CHELSEA, MA 02150-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2016 · Amount on File
Deed SaleOct 31, 2016 · Amount on File
Prior SaleJun 5, 2014
Deed Book / Page57039 / 3
Transfer Doc00057039-3
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELSEA MA
Property Address55 SUMMIT AVE, CHELSEA, MA 02150-2116
Document Number58019-18
Book / Page058019 / 000018
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58019-18
DateJun 1, 2017
Book Page058019/000018
Instrument47147
Lender
NameMETRO BOSTON HSNG
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Summit Ave was $7,526, up 2% from the year before.

Source: Suffolk County and Chelsea City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountySuffolk County
MunicipalityChelsea City
Unified School DistrictChelsea School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,526.00 (+2.03%)$655,600 (+2.31%) Land $248,800 Building $406,800$732,023
2025$7,376.00 (-1.14%)$640,800 (+2.2%) Land $237,000 Building $403,800
2024$7,461.00 (+3.07%)$627,000 (+7.23%) Land $237,000 Building $390,000
2023$7,239.00$584,700 Land $215,600 Building $369,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELSEA WATER DEPT. (MWRA)
serves 40,787 people · EPA ID MA3057000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,041 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Netafy
Fixed Wireless
500 / 150

May also be available: AT&T, Starry, T-Mobile, Verizon.

Nearby Properties on Summit Ave

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