55 Summit Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 55 Summit Ave, Albany, NY 12209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1930
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2006)
Tax Bill	$6,458 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 76.53-1-52`

Property Details

APN / Parcel Number

Primary APN	`010100 76.53-1-52`
Alternative APNs	`010007605300010520000000` `07605300010520000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35.5 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07605300010520000000
Street Address	55 SUMMIT AVE
City	ALBANY
State	NY
Zip	12209-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	2 1/2 WD-COMP & 2 CAR CON GAR 0403826
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1005
Census Tract	2000

Owner

55 Summit Ave is owned and occupied by two individuals who bought it in July 2006.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 SUMMIT AVE, ALBANY, NY 12209-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2006 · Amount on File
Deed Sale	Jul 31, 2006 · Amount on File
Prior Sale	Jul 31, 2006 · Amount on File
Deed Document Number	20069765090
Deed Book / Page	2852 / 402
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	55 SUMMIT AVE, ALBANY, NY 12209-1618
Document Number	0000014506
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WINTHROP AVE #1ST ALBANY NY 122031903, 1ST, ALBANY, NY 12203-1903

Mortgage

Document Number	0000014506
Date	Jul 15, 2020
Instrument	14506

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 55 Summit Ave was $6,458.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,458.00
2025		$246,000 Land $49,200 Building $196,800	$256,250 Land $51,250 Building $205,000
2023		$170,000 (-) Land $39,000 Building $131,000	$240,011 (+12.55%) Land $55,061 Building $184,950
2022		$170,000 Land $39,000 Building $131,000	$213,246 Land $48,921 Building $164,325
2021	$6,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Summit Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2018–2026)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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