55 Summer St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 55 Summer St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,331 sqft · built 1900
Lot Size0.192 acres (8,359 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jul 2010)
Tax Bill$20,645 (2025)
Deeds & MortgagesAug 2022 Refinance
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN43-00000373

Property Details

APN / Parcel Number

Primary APN43-00000373
Alternative APN
  • NATI M:00000043 P:00000373

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,331 sqft Living Area
Basement Area379 sqft
Unfinished Basement379 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialStucco
Lot Area8,359 sqft (0.192 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number43-00000373
Street Address55 SUMMER ST
CityNATICK
StateMA
Zip01760-4521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1014
Census Tract382500

Owner

55 Summer St is owned and occupied by two individuals who acquired it in August 2022.

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address55 SUMMER ST, NATICK, MA 01760-4521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
MUTUALONE BANK
Feb 21, 2017Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2010 · Amount on File
Deed SaleJul 30, 2010 · Amount on File
Last Transfer DateAug 11, 2022
Transfer Doc080587-468
Record UpdatedOct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateAug 16, 2022
Property Address55 SUMMER ST, NATICK, MA 01760-4521
Document Number080587-468
Book / Page80587 / 468
Instrument DateAug 11, 2022
Instrument125778
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 SUMMER ST # 57, 57, NATICK, MA 01760-4521

Mortgage

Document Number080587-471
DateAug 16, 2022
Book Page80587/471
Instrument125779
Lender
NameMUTUALONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address55 SUMMER ST, NATICK, MA 01760-4521
Document Number68955-483
Book / Page068955 / 000483
Instrument DateFeb 21, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68955-483
DateMar 1, 2017
Book Page068955/000483
Instrument31811
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 55 Summer St was $20,645, up 5.2% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,645.00 (+5.17%)$1,726,200 (+7.81%) Land $431,600 Building $1,294,600$774,442
2024$19,631.00 (+131.61%)$1,601,200 (+138.77%) Land $407,600 Building $1,193,600
2023$8,476.00$670,600 Land $383,600 Building $287,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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