Essex County and Danvers Town property record for 55 Summer St, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,755 sqft · built 1950 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,500 (Jun 2019) |
| Tax Bill | $7,555 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:026 L:088 P |
| Primary APN | DANV M:026 L:088 P |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,821 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 55 SUMMER ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | KENNETH FOSSA |
| Legal Lot Number | 88 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 211300 |
Source: Essex County and Danvers Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 SUMMER ST, DANVERS, MA 01923-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| May 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK |
| Jun 21, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 20192580 |
| Deed Book / Page | 37606 / 87 |
| Prior Transfer Date | Jun 17, 2019 |
| Prior Transfer Doc | 37606-87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 55 SUMMER ST, DANVERS, MA 01923-1547 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0043161-10 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 43161/10 |
| Instrument | 20260102000380 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 55 SUMMER ST, DANVERS, MA 01923-1547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38496-256 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 38496/256 |
| Instrument | 20200508001180 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Jun 21, 2019 |
| Property Address | 55 SUMMER ST, DANVERS, MA 01923-1547 |
| Document Number | 37606-87 |
| Book / Page | 37606 / 87 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 20190621002580 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PATRIOT LN UNIT 13, 13, GEORGETOWN, MA 01833-2251 |
| Document Number | 190621002590 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 190621002590 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,555.00 (+1.08%) | $687,400 (+2.19%) Land $409,000 Building $278,400 | $658,445 |
| 2024 | $7,474.00 (+5.34%) | $672,700 (+11.41%) Land $402,300 Building $270,400 | |
| 2023 | $7,095.00 | $603,800 Land $368,200 Building $235,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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