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55 Summer Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 55 Summer Rd, Cheraw, SC 29520 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,695 sqft · built 1998
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jun 2020)
Tax Bill$926 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN274 000 000 042

Property Details

APN / Parcel Number

Primary APN274 000 000 042
Alternative APNs
  • 00038309
  • 03197398
  • 3197398

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,695 sqft Total Area
1st Floor Area1,695 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area26,136 sqft (0.6 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number00038309
Street Address55 SUMMER RD
CityCHERAW
StateSC
Zip29520-4449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1L .60 AC
Legal SubdivisionDEERFIELD
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group1
Census Block1037
Census Tract950601

Owner

Source: Chesterfield County records · APN 274 000 000 042

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 SUMMER RD, CHERAW, SC 29520-4449
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FOUNDERS FCU
Jun 29, 2020Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jun 26, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Deed Document Number20202407
Deed Book / Page530 / 342
Prior Transfer DateJun 26, 2020
Prior Transfer Doc000530/324
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address55 SUMMER RD, CHERAW, SC 29520-4449
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00550/1352
DateMar 28, 2024
Book Page550/1352
Instrument2024-1082
Lender
NameFOUNDERS FCU
TypeCredit Union
Address737 PLANTATION RD, LANCASTER, SC 29720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 05, 2039

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHESTERFIELD SC
Recording DateJun 29, 2020
Property Address55 SUMMER RD, CHERAW, SC 29520-4449
Document Number000530/342
Book / Page530 / 342
Map ReferenceMB 7-I PG C
Instrument DateJun 26, 2020
Instrument202000002407
Transaction TypeTransfer
Record UpdatedJan 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$377.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address55 SUMMER RD, CHERAW, SC 29520-4449

Mortgage

Document Number202000002412
DateJun 29, 2020
Instrument202000002412
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD SC
Recording DateJun 26, 2020
Property Address55 SUMMER RD, CHERAW, SC 29520-4449
Document Number000530/324
Book / Page530 / 324
Map ReferenceMB 7-L PG C
Instrument DateJun 26, 2020
Instrument202000002404
Transaction TypeTransfer
Record UpdatedJan 06, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SUMMER RD, CHERAW, SC 29520-4449

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$926.00 (+22.32%)$6,600 (+14.98%) Land $400 Building $6,200$172,000 (+19.94%) Land $10,000 Building $162,000
2023$757.00$5,740 Land $400 Building $5,340$143,400 Land $10,000 Building $133,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450259506011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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