55 Sullivan Rd, Westminster, MD 21157 Property Records

Carroll County property record for 55 Sullivan Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,648 sqft · built 1964
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,500 (Jan 1992)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-022565`

Property Details

APN / Parcel Number

Primary APN	`07-022565`
Alternative APNs	`7022565` `022565`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)

Exterior Amenities

Porch	Porch
Porch Area	484 sqft
Deck Area	306 sqft
Patio Area	318 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	022565
Street Address	55 SULLIVAN RD
City	WESTMINSTER
State	MD
Zip	21157-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 24 - 0.23 AC 55 SULLIVAN RD 5-25/30 SULLIVAN HEIGHTS NE BLK
Legal Subdivision	SULLIVAN HEIGHTS
Legal Block	A
Legal Lot Number	24
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2014
Census Tract	507601

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 SULLIVAN RD, WESTMINSTER, MD 21157-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage POINT BREEZE CU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU
Aug 1, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 1992 · Amount on Record
Deed Sale	Jan 20, 1992 · Amount on Record
Prior Sale	Jun 7, 1988 · Amount on Record
Deed Book / Page	1320 / 156
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	55 SULLIVAN RD, WESTMINSTER, MD 21157-4620
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107770420
Date	May 17, 2022
Book Page	10777/420

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 27, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	55 SULLIVAN RD, WESTMINSTER, MD 21157-4620
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101350422
Date	Mar 2, 2021
Book Page	10135/422

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	55 SULLIVAN RD, WESTMINSTER, MD 21157-4620
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101350432
Date	Mar 2, 2021
Book Page	10135/432

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	55 SULLIVAN RD, WESTMINSTER, MD 21157-4620
Document Number	0093160047
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SULLIVAN RD WESTMINSTER MD 211574620, WESTMINSTER, MD 21157-4620

Mortgage

Document Number	0093160047
Date	Jun 12, 2019
Book Page	009316/000047

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	55 SULLIVAN RD, WESTMINSTER, MD 21157-4620
Document Number	0087750418
Book / Page	008775 / 000418
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 SULLIVAN RD WESTMINSTER MD 211574620, WESTMINSTER, MD 21157-4620

Mortgage

Document Number	0087750418
Date	Aug 15, 2017
Book Page	008775/000418

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2032

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,100 (+19.09%) Land $90,000 Building $190,100	$280,100 (+19.09%) Land $90,000 Building $190,100
2025	$2,910.00 (+9.52%) Homeowner's exemption
2023	$2,657.00 Homeowner's exemption	$235,200 Land $90,000 Building $145,200	$235,200 Land $90,000 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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