55 Stone Gate, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 55 Stone Gate, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	4,708 sqft · built 1994
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$907,500 (May 2017)
Tax Bill	$21,679 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00656-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`06-00656-0000-00006`
Alternative APNs	`060065600006` `S001`

Interior

Stories	2 Stories
Building Area	4,708 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Account Number	S001
Street Address	55 STONE GATE
City	BRIDGEWATER
State	NJ
Zip	08807-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	RUNNING BROOK/BRIDGEWATER
Legal Block	656
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2004
Census Tract	50903

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 STONE GATE, BRIDGEWATER, NJ 08807-1452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
May 11, 2017	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	201718469
Deed Book / Page	6958 / 2221
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	55 STONE GATE, BRIDGEWATER, NJ 08807-1452
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014655
Date	Apr 11, 2022
Book Page	7437/675
Instrument	2022014655

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	55 STONE GATE, BRIDGEWATER, NJ 08807-1452
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010620
Date	Mar 26, 2018
Book Page	7031/3049
Instrument	2018010620

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2048

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 11, 2017
Property Address	55 STONE GATE, BRIDGEWATER, NJ 08807-1452
Document Number	0000018469
Book / Page	6958 / 2221
Map Reference	MAP2842
Instrument Date	Apr 26, 2017
Instrument	2017018469
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,502.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ACETMAR, BRIDGEWATER, NJ 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STONE GATE, BRIDGEWATER, NJ 08807-1452
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018470
Date	May 11, 2017
Instrument	2017018470

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,234,700 (+9.69%) Land $299,000 Building $935,700	$1,234,700 (+9.69%) Land $299,000 Building $935,700
2025	$21,679.00 (+1.15%)	$1,125,600 (+9.43%) Land $274,000 Building $851,600	$1,125,600 (+9.43%) Land $274,000 Building $851,600
2024	$21,433.00 (+12.39%)
2023		$1,028,600 Land $274,000 Building $754,600	$1,028,600 Land $274,000 Building $754,600
2022	$19,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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