55 Steeple Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 55 Steeple Ct, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,040 sqft · built 1993
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2006)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02600383`

Property Details

APN / Parcel Number

Primary APN	`02-02600383`
Alternative APN	`02600383`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	720 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	240 sqft
Balcony Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02600383
Street Address	55 STEEPLE CT
City	GERMANTOWN
State	MD
Zip	20874-6120
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	M
Legal Lot Number	73
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	700306

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 STEEPLE CT, GERMANTOWN, MD 20874-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional with PMI VELLUM MTG LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU/MD INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2006 · Amount on Record
Deed Sale	Mar 9, 2006 · Amount on Record
Prior Sale	Mar 9, 2006 · Amount on Record
Deed Document Number	200644293
Deed Book / Page	31934 / 504
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	55 STEEPLE CT, GERMANTOWN, MD 20874-6120
Document Number	0616120149
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 STEEPLE CT GERMANTOWN MD 208746120, GERMANTOWN, MD 20874-6120

Mortgage

Document Number	0616120149
Date	Jan 14, 2021
Book Page	061612/000149

Lender

Name	VELLUM MTG LLC
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	55 STEEPLE CT, GERMANTOWN, MD 20874-6120
Document Number	0597860123
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STEEPLE CT DARNESTOWN MD 208746120, DARNESTOWN, MD 20874-6120

Mortgage

Document Number	0597860123
Date	Jun 10, 2020
Book Page	059786/000123

Lender

Name	STATE EMPS CU/MD INC
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,700 (+6.79%)	$513,400 (-) Land $150,000 Building $363,400
2025	$4,947.00 (+30.91%)	$452,000 (+13.45%)	$513,400 (+21.86%) Land $150,000 Building $363,400
2023		$398,400	$421,300 Land $150,000 Building $271,300
2022	$3,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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