55 State St, Rochester, NY 14614 Property Records

Monroe County and Rochester City property record for 55 State St, Rochester, NY 14614 · Last verified April 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,230 sqft · built 1880
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on File
Last Sale$145,000 (Sep 2019)
Tax Bill$1,533 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN000303-00.0

Property Details

APN / Parcel Number

Primary APN000303-00.0
Alternative APNs
  • 140012122000010180000000
  • 261400 121.22-1-18

Interior

Stories4 Stories
Building Area7,230 sqft Gross Area
Basement Area2,517 sqft
Unfinished Basement2,517 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions141 ft deep x 17.8 ft wide

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000303-00.0
Street Address55 STATE ST
CityROCHESTER
StateNY
Zip14614-1303
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description0094.03 303 01 00000 PTS 4 5 100 ACRE TR
Legal SubdivisionNATHANIEL ROCHESTER S
Legal Block1
Legal Lot Number18.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1016
Census Tract9404

Owner

Source: Monroe County and Rochester City records · APN 000303-00.0

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address47 STATE ST, ROCHESTER, NY 14614-1303
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage
RELIANT COMMUNITY FCU
Sep 06, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 06, 2019Trustee's Deed, Construction Loan · Construction Mortgage
NEAL SILVAROLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2019 · Amount on Record
Deed SaleSep 06, 2019 · Amount on Record
Deed Document Number20191517
Deed Book / Page12237 / 61
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address55 STATE ST, ROCHESTER, NY 14614-1303
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 STATE ST, ROCHESTER, NY 14614-1303

Mortgage

Document Number0000001525
DateNov 10, 2020
Book Page28850/146
Instrument202011101525
Lender
NameRELIANT COMMUNITY FCU
TypeCredit Union
AddressSODUS, NY 14551
Agreement
AmountAmount Recorded

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateSep 06, 2019
Property Address55 STATE ST, ROCHESTER, NY 14614-1303
Document Number0000001517
Book / Page012237 / 000061
Instrument DateSep 04, 2019
Instrument1517
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$580.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address47 STATE ST ROCHESTER NY 146141303, ROCHESTER, NY 14614-1303

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE NY
Recording DateSep 06, 2019
Property Address55 STATE ST, ROCHESTER, NY 14614-1303
Book / Page028182 / 000240
Instrument DateSep 03, 2019
Instrument1518
Transaction TypeConstruction Loan
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 STATE ST ROCHESTER NY 146141303, ROCHESTER, NY 14614-1303

Mortgage

Document Number0000001518
DateSep 06, 2019
Book Page028182/000240
Instrument1518
Lender
NameNEAL SILVAROLE
Address85 SILVAROLE DR, ROCHESTER, NY 14623-2431
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 05, 2020
Interest
Rate10%

Tax Assessment & Valuation

Source: Monroe County and Rochester City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,533.00$180,800 (+44.64%) Land $50,800 Building $130,000$180,800 (+20.05%) Land $50,800 Building $130,000
2023$125,000 Land $50,800 Building $74,200$150,602 Land $61,205 Building $89,397

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360550094041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Four Corners-Genesee Crossroads Historic District
listed 2024 · 8 contributing resources · NRIS 100010188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, Spectrum, Greenlight Networks Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number