55 Spruce St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 55 Spruce St, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,126 sqft · built 1996
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2007)
Tax Bill	$10,880 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WETH M:121 B:034`

Property Details

APN / Parcel Number

Primary APN	`WETH M:121 B:034`
Alternative APN	`121034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	2,446 sqft
Basement Area	1,056 sqft
Unfinished Basement	306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2014
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	121034
Street Address	55 SPRUCE ST
City	WETHERSFIELD
State	CT
Zip	06109-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRD
Legal Block	34
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	3
Census Block	3014
Census Tract	492300

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 SPRUCE ST, WETHERSFIELD, CT 06109-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2007 · Amount on Record
Deed Sale	Jan 12, 2007 · Amount on Record
Prior Sale	Jul 2, 1996 · Amount on Record
Deed Book / Page	1386 / 199
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	55 SPRUCE ST, WETHERSFIELD, CT 06109-1648
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002108-647
Date	Aug 3, 2020
Book Page	2108/647
Instrument	2020002608

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	55 SPRUCE ST, WETHERSFIELD, CT 06109-1648
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002135-491
Date	Sep 24, 2021
Book Page	2135/491
Instrument	2021004328

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,880.00	$263,940 (+52.76%) Land $75,570 Building $188,370	$184,758 Land $52,899 Building $131,859
2024	$10,880.00 (+50.71%)
2023	$7,219.00 (+2.38%)	$172,780 (+0.66%) Land $70,660 Building $102,120
2022	$7,051.00	$171,650 Land $70,660 Building $100,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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