55 Spruce St, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 55 Spruce St, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1967
Lot Size	0.214 acres (9,300 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2020)
Tax Bill	$11,140 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00804-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`05 00804-0000-00004`
Alternative APNs	`05-00804-0000-00004-01` `050080400004` `00022874`

Interior

Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	100 ft deep x 93 ft wide

Location & Zoning

Street Address	55 SPRUCE ST
City	EDISON
State	NJ
Zip	08837-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	93X100
Legal Subdivision	METUCHEN ESTATES
Legal Block	804
Legal Lot Number	4.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2011
Census Tract	1805

Owner

55 Spruce St is owned and occupied by an individual who bought it in February 2020.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	55 SPRUCE ST, EDISON, NJ 08837-3006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 13, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Deed Document Number	202014630
Deed Book / Page	17782 / 1065
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 SPRUCE ST, EDISON, NJ 08837-3006
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062088
Date	May 5, 2021
Book Page	18432/578
Instrument	2021062088

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 13, 2020
Property Address	55 SPRUCE ST, EDISON, NJ 08837-3006
Document Number	0000014630
Book / Page	017782 / 001065
Instrument Date	Jan 29, 2020
Instrument	14630
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SPRUCE ST EDISON NJ 088373006, EDISON, NJ 08837-3006

Mortgage

Document Number	14631
Date	Feb 13, 2020
Book Page	017782/001072
Instrument	14631

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Spruce St was $11,140.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,200 (-) Land $87,200 Building $100,000	$187,200 (-) Land $87,200 Building $100,000
2025	$11,140.00 (-0.04%)	$187,200 Land $87,200 Building $100,000	$187,200 Land $87,200 Building $100,000
2024	$11,144.00
2023		$187,200 Land $87,200 Building $100,000	$187,200 Land $87,200 Building $100,000
2022	$11,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Spruce St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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