Middlesex County and Watertown City property record for 55 Springfield St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 4 ba · 3,027 sqft · built 1923 |
| Lot Size | 0.152 acres (6,638 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $849,900 (Jun 2019) |
| Tax Bill | $11,879 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10650 |
| Primary APN | 10650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,027 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,638 sqft (0.152 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 10650 |
|---|---|
| Street Address | 55 SPRINGFIELD ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1866 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Block | 13 |
| Legal Lot Number | 117B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 370202 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 SPRINGFIELD ST, WATERTOWN, MA 02472-1866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 3, 2019 | Condominium Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 20191814705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 55 SPRINGFIELD ST, WATERTOWN, MA 02472-1866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001904108 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 1904108 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 3, 2019 |
| Property Address | 55 SPRINGFIELD ST, WATERTOWN, MA 02472-1866 |
| Document Number | 0000014705 |
| Instrument Date | May 23, 2019 |
| Instrument | 14705 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,875.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 SPRINGFIELD ST WATERTOWN MA 024721866, WATERTOWN, MA 02472-1866 |
| Document Number | 14706 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 14706 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,879.00 (+4.45%) | $973,700 (-) Building $973,700 | $970,935 (-20.32%) |
| 2025 | $11,373.00 (+12.06%) | $973,700 (+12.26%) Building $973,700 | $1,218,470 (+4.48%) |
| 2024 | $10,149.00 (-10.64%) | $867,400 (+3.71%) Building $867,400 | $1,166,220 |
| 2023 | $11,358.00 | $836,400 Building $836,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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