Winchester Town property record for 55 Spring St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1952 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,047 (Mar 2019) |
| Tax Bill | $3,353 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Line of Credit + 3 more |
| APN | WINC M:110 B:086 L:005&6 |
| Primary APN | WINC M:110 B:086 L:005&6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 3,720 sqft |
| 1st Floor Area | 1,240 sqft |
| Attic | Attic |
| Attic Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 717 |
|---|---|
| Street Address | 55 SPRING ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 86 |
| Legal Lot Number | 5,6 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 320200 |
Source: Winchester Town records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · ARM RW MORTGAGE PROS LLC |
| Oct 7, 2025 | Deed of Trust, Mortgage · Line of Credit MORTGAGE PROS INC |
| Nov 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Mar 1, 2019 | Warranty Deed, Transfer · Conventional with PMI QUAD CTY BK&TR |
| Jan 9, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Jan 9, 2017 |
| Deed Document Number | 2019 |
| Deed Book / Page | 444 / 362 |
| Transfer Doc | 000425-634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Apr 6, 2026 |
| Property Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Document Number | 000496-140 |
| Book / Page | 496 / 140 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026446 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000446, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 496/140 |
| Instrument | 2026446 |
| Name | RW MORTGAGE PROS LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2029 |
| Index | Other |
| Margin | 2 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000493-57 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 493/57 |
| Name | MORTGAGE PROS INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00486-1129 |
|---|---|
| Date | Nov 8, 2024 |
| Book Page | 486/1129 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Mar 1, 2019 |
| Property Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Document Number | 444-362 |
| Book / Page | 000444 / 000362 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 895890015 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3028 COUNTY HWY ONEONTA NY 13820, ONEONTA, NY 13820 |
| Document Number | 444-365 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 000444/000365 |
| Instrument | 895890015 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jan 9, 2017 |
| Property Address | 55 SPRING ST, WINSTED, CT 06098-1930 |
| Document Number | 432-233 |
| Book / Page | 000432 / 000233 |
| Instrument Date | Dec 14, 2016 |
| Instrument | 38 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,353.00 | $114,940 (-) Land $30,240 Building $84,700 | $80,458 Land $21,168 Building $59,290 |
| 2024 | $3,353.00 (+10.55%) | ||
| 2023 | $3,033.00 (+2.19%) | $114,940 (+29.91%) Land $30,240 Building $84,700 | |
| 2022 | $2,968.00 | $88,480 Land $22,540 Building $65,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures